Decided to sell my iPhone 5S, pay the ETF, and wait for the 6S when it comes out next year. Went to my local Verizon store, ported back my number to a flip phone, and remained on my current contract (16 months remaining), and the rep said no ETF since you are still on the remaining contract. I then asked again to a manager on site, and said the same thing. Now I can sell my iPhone 5S, pocket the money ($400 plus) to a new phone later if necessary. My flip phone contract is for those 65 and above, 200 minutes, no data or texting/pictures, and the cost is only $29.00 per month before fee's. Seems strange that I didm't have to pay approx $370.00 ETF.