I'm going to be attending college in the fall. I currently have a 2011 macbook air with 4gb of ram that I bought (and paid for) refurbished in 2012 and I'm thinking it's time for an upgrade. I want a machine that is still portable but I could use vmware with to test out software, operating systems, etc. as that is something I'm interested in. I've been looking at a 2014 13' Retina Macbook Pro 16gb ram and 512gb SSD. Although I do have enough money to pay for it right now, it would leave me with little money. I then saw the paypal installment plan which would allow me to pay less that $300 a month for 6 months (with interest). Has anyone had experience using the paypal credit/installment plan?