Anyone using Samsung Pay?

Discussion in 'Alternatives to iOS and iOS Devices' started by MacAndMic, Oct 29, 2015.

  1. MacAndMic macrumors 6502

    Joined:
    Jun 4, 2009
    #1
    Just curious if anyone here is using Samsung Pay.

    I just set it up on my S6E today. Made a trip to Wawa just a little bit ago and it worked flawlessly.

    Not to bash iPhone but I went from the 5s to the 6 with the sole purpose of using Apple Pay. After getting it set up to find that I could only use it at very limited locations left a lot to be desired.

    Samsung was very smart in their approach making it work with existing terminals. I can't believe Apple did not try that approach. ??

    Happy to have a secure method that finally works pretty much everywhere.
     
  2. iphonedude2008 macrumors 65816

    iphonedude2008

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    Nov 7, 2009
    Location:
    Irvine, CA
    #2
    It's mainly because Samsung bought loop pay that had the technology to use existing terminals. Apple didn't. I agree it's much better than Apple Pay.
     
  3. MacAndMic thread starter macrumors 6502

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    Jun 4, 2009
    #3
    I figured it was something like that. Those two companies in their constant ip battles.
     
  4. LIVEFRMNYC, Oct 29, 2015
    Last edited: Oct 29, 2015

    LIVEFRMNYC macrumors 603

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    Oct 27, 2009
    #4
    I used it only once so far at a 7/11, went smoothly.

    It's cool being able to use at any card terminal. I'm going to try this at the gas pump next.

    Unfortunately, card support is not very good at the moment. Only supports my Citi Card so far. My Discover Card, Debit Cards, and Google Wallet card is not supported yet.
     
  5. The-Real-Deal82 macrumors 601

    The-Real-Deal82

    Joined:
    Jan 17, 2013
    Location:
    United Kingdom
    #5
    Yeah as was said Samsung bought an existing technology so got the jump. That was a class move. I use Apple Pay daily and love how quick it is. I'm seeing more and more business adopting it and most mainstream supermarkets and high street shops are advertising it. I assume all contactless payments are included these days.

    It also depends where you are in the world too. My brother emigrated to Florida earlier this year and said the banking system is about 15 years behind most of Europe. Chip and pin appears to be a new thing yet Apple Pay is common. :)
     
  6. MacAndMic thread starter macrumors 6502

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    Jun 4, 2009
    #6
    Something they definitely needs to improve is card support. Like you I have a citi so I am one of the lucky ones I guess.

    My wife and I about a year or so ago opened a citi card with the intent of running all purchases through it, a nice way to get some cash back through use and then pay the balance at the end of the month.
     
  7. pdqgp macrumors 68020

    pdqgp

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    Mar 23, 2010
    #7
  8. pdqgp macrumors 68020

    pdqgp

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    Mar 23, 2010
    #8
    I use it just about all the time now. I've only had one store that it would work at. Love it.

    I'm excited to pick up the new Gear S2 next Friday as well in hopes that it will work with it. Not sure if the 3g version will work with SP stand alone but I hope so.
     
  9. OceanView macrumors 65816

    Joined:
    Sep 16, 2005
    #9
    I use samsung pay often and it works great.
    It really works well with most of the existing card readers which surprises the cashiers. They always say "that won't work, we have an old machine". And when I use it and the transaction goes through they are surprised. They will ask how did you do that? I just say it's samsung pay and walk away with a smile.
     
  10. Hal~9000 macrumors 68000

    Hal~9000

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    Sep 13, 2014
    #10
    I wonder how long it will be until the majority of U.S. retailers have NFC readers? (so that Samsung Pay and it's MST technology no longer have any real edge over Apple pay)
     
  11. pdqgp macrumors 68020

    pdqgp

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    Mar 23, 2010
    #11
    I had one about 95% serious calling me a "hacker" as she swore that it shouldn't work. I was about 95% close to going off the charts on her too. Luckily her manager came out and explained things to her.
     
  12. mel823 macrumors 6502

    mel823

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    Sep 7, 2012
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    NYC
    #12
    My bank's not supported by this or Android Pay, which kind of irks me because they were one of the first to jump on board Apple Pay.
     
  13. MacAndMic thread starter macrumors 6502

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    Jun 4, 2009
    #13
    Not to be negative but forever! I was able to use Apple pay at McDonalds, Coke Machines and I think Target over the last year but that was it. Still today, if I go to any local Walmart, Home Depot, Lowes, Giant, Wawa, Best Buy, Dick's and many others, even though some have signed on, it has not been implemented.

    The major retailers probably just said "sure" when it came to supporting Apple but are waiting for the varied tech to shake out so they can make the best decision in moving forward. I like my current Samsung solution but I don't want to be forced to buy a Samsung phone in the future as I could want a Nexus or Moto or whatever. It would be nice if other phone manufacturers licensed the tech going forward.
     
  14. kdarling macrumors demi-god

    kdarling

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    Location:
    First university coding class = 46 years ago
    #14
    Ha.

    Somebody should squeeze the NFC/MST antenna parts into a toy Harry Potter wand, that's connected via hidden wires up your sleeve to your phone.

    Then just pay with a tap of the wand :D

    That could be fun. Where's Candid Camera when you need them!
     
  15. Mxbzz macrumors 6502

    Joined:
    Jul 22, 2012
    #15
    I use it anytime I can.

    Places that I've tried:
    Safeway - Works flawlessly. A customer standing in line behind me thought they started accepting Apple Pay and asked the cashier. I told him it was Samsung Pay as the cashier had no clue on either technology.
    Target - Interestingly worked in one location, but I received an error on a reader with EMV enabled
    Nation's - I normally don't try Samsung Pay on cashier-facing terminals, but since it was within reach, I gave it a shot. The cashier/manager had to punch in the charge and card type (credit/AMEX), but it worked flawlessly afterwards.
    Chick-Fil-A - Works flawlessly. One cashier was intrigued that their readers accepted the payment.
    Costco - Works flawlessly. One of the cashiers exchanged looks with the bagger. I'm sure she thought I was doing voodoo magic.
    CVS - Works flawlessly. The cashier started mentioning how he didn't think the terminal would accept a wireless payment, but the terminal beeped and the payment went through his sentence. Needless to say, he was amazed.
    Local bike shop - The first time I used it, it crashed the system. The store owner was intrigued in the technology because he had purchased an EMV terminal without NFC capability, so he was more than willing to let me try again. The payment went without a hitch the second time around.
    Best Buy - Their terminal had EMV enabled, and using Samsung Pay prompted something on the cashier's screen. I think if he had went through with the prompt it would have worked. But instead of inconvenience the both of us, I just pulled out the credit card afterwards.

    I had no luck getting it to work in terminals that required you to insert your card, as I think the magnetic reader is too deep into the machine. Examples of these terminals are fuel stations and in my area, BART/metro station fare machines. Surprisingly, parking meters work just fine with Samsung Pay.

    With the current implementation of EMV, Samsung/Google/Apple Pay seem to be MUCH quicker in processing payments. The EMV chip reader takes roughly 10-15 seconds which is ridiculous. I read that this might have to do with the lack of training (terminals are incorrectly set up, and are processing each payment as a whole new transaction versus being batched up), but from what I'm seeing, mobile payments are the way to go-- not just for tokenization but for speed.

    All in all, I have an overwhelmingly positive experience using Samsung Pay. Once they get loyalty cards and more banks on board (which the latter is supposedly happening this month), it's going to be a knockout winner.
     
  16. Andres Cantu macrumors 68030

    Andres Cantu

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    Rio Grande Valley in South Texas
    #16
    I wish Apple and others would advertise and clearly state all the advantages (speed, convenience, security, and privacy) of using mobile payments in commercials (not just that the products exist) in order to convince the masses. I suppose they're waiting for more NFC terminals to be activated.

    It's a bummer that some places like your local bike shop are not forward-thinkers and opt for EMV terminals without the NFC capability. They have an opportunity to switch to both EMV and NFC terminals but instead they choose to omit NFC. That ends up hurting the consumers because it's one less place where mobile payments are accepted. Plus, once mobile payments really take-off, they will have to switch terminals again.
     
  17. ViperDesign macrumors 6502a

    ViperDesign

    Joined:
    Aug 7, 2007
    Location:
    Utah
    #17
    I try to use it every single time I make a purchase. I have had a few issues where it won't read it properly but usually those are on very old POS systems. Any of the new ones it works great. Probably the coolest tech in a while i have seen on a phone.
     
  18. mi7chy macrumors 68040

    mi7chy

    Joined:
    Oct 24, 2014
    #18
    I want to try it but it doesn't yet support my cards including Citi which is on the supported list but probably because it's Pro and not consumer. I see adding support for other cards is more approachable than replacing all older POS that don't work with Android Pay and Apple Pay so Samsung Pay is going to come out ahead.
     

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