I reserved an Apple Watch for collection in stire and just had a notification From apple telling me my payment has failed. After ringing the bank (Lloyds) I was told it’s not an issue on their side and even tried a second card online from a different issuer which was declined. I rung Apple and the chap I spoke to said is this is a common issue they have with collection in store. He assured me that everything was okay and the payment will be taken on Friday before I go to collect in store but I’m not so sure. He even checked my order number and said everything looked fine and he’s had a few cases like this. Has anyone else, especially in the UK, had similar issues?