well that's kind of annoying and confusing but
got the full $670 for my i5 2020 Air, no problem.
...but they sent it over Apple Cash, and I will now pay the list price / 12 months.
In other words, no discounted monthly installments its as if I hadn't traded in a laptop financing wise, and I can use the pool of Apple Cash refund amount towards the hiked monthly installments as needed instead. That's fine really, just a different way of going about things.
It's because I traded in store, ONLY if you mail it do they just apply a discounted monthly amount like you signed up for when you did Apple Card + trade in contingency. The in store trade in has no way of working with the financing to incorporate the trade in price.
It sounds like I'm now going to pay upfront tax on $899 instead of price difference of $229 too once the switch occurs that I hadn't traded in a laptop, which is another $54 or something but... peace of mind of not having laptop lost in the mail or valued way lower I suppose.
Apple Card people - at any point can I change financing to just pay the lump sum off vs. 12 month installments?