ANZ Eftpos Access Cards Now Support Apple Pay in Australia

Discussion in 'iOS Blog Discussion' started by MacRumors, Oct 17, 2017.

  1. MacRumors macrumors bot

    MacRumors

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    Eftpos, a debit payments network in Australia, today announced that ANZ eftpos Access cards now feature support for Apple Pay.

    ANZ is the first bank in Australia to make in-store eftpos mobile payments available to 1.6 million ANZ eftpos Access cardholders through Apple Pay.

    Visa, American Express, and MasterCard credit and debit cards issued in Australia by participating banks already supported Apple Pay, but the addition of eftpos is notable as it's widely used in the country.
    As Business Insider points out, support for eftpos reduces fees for both customers and retailers compared to other payment methods.

    Support for eftpos is now listed on Apple's Australian Apple Pay website and Apple Pay is available to ANZ Access card customers in Australia immediately.

    Article Link: ANZ Eftpos Access Cards Now Support Apple Pay in Australia
     
  2. dontwalkhand macrumors 603

    dontwalkhand

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    #2
    Do you still have to type in a PIN like with US debit cards?
     
  3. Tea-Aholic macrumors 6502

    Tea-Aholic

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    #3
    No, you authenticate using Touch ID.

    I wasn’t aware we still had Eftpos cards in Australia, literally every bank has switched to Visa and MasterCard debit cards for the past 10 years...
     
  4. Kyle-K, Oct 17, 2017
    Last edited: Oct 17, 2017

    Kyle-K macrumors regular

    Kyle-K

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    #4
    Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

    If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.

    Most of the big banking institutions still have two cards available on most of their Bank Accounts, However some of the smaller institutions that support Apple Pay only have debit and credit cards, Most debit cards in the last few years have been issued as multi-scheme with support for chip and contactless eftpos. Check the back of your card for the eftpos and contactless logos which should be next to each other.

    However I should add while this has been added to debit cards I'm not aware of any institution using those features yet from what I understand it's already to go however it's just waiting to be turned on.

    Also only three of the big banks have started issuing chip and contactless eftpos only cards in Australia. ANZ was first then NAB and most recently Commonwealth Bank with the latter two not supporting Apple Pay.

    (Edit: Some smaller credit unions have also started.)
     
  5. alvindarkness macrumors 6502a

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    #5
    Interesting you wrote that, I just got a message from ING stating the following -:

    Hi,

    We are making a change to the way you use Apple Pay.

    For all existing Apple Pay customers we will be removing the requirement to enter a PIN for Apple Pay transactions over $100 in Australia. This is a progressive roll out taking place over the next few months.

    From time to time though, the terminal you use may request you to enter a PIN.

    For questions or if there's anything we can do, we’re here 24/7 on 133 464.
    From the ING team.



    Does this mean CDCVM will be rolled out to almost all terminals across Australia soon? Or are they just allowing it anyway? The "from time to time" part makes it a tad vague.
     
  6. ksnell macrumors 6502a

    ksnell

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    #6
    You have 6 digit phone numbers?
     
  7. Kyle-K macrumors regular

    Kyle-K

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    I should've added the banking institutions get to choose if they support transactions over $100 without a PIN as well. ANZ and Macquarie for example have had no restriction if the point-of-sale terminal supports CDCVM no PIN required.

    Most of the large retailers here in Australia have rolled it out long time ago.

    Sounds like ING didn't support transactions over $100 without a PIN regardless of the terminal had support for CDCVM.

    It's just what all the banking institutions and Apple say because not all terminal support CDCVM, however a lot of them in Australia do already. So there is a chance you may be asked for a PIN.

    But there are some examples of where CDCVM won't be able to be rolled out with just a simple update of the firmware/ software running, for example Australia Post outlets will need to replace all there terminals.
    --- Post Merged, Oct 17, 2017 ---
    Yes see here on Wikipedia for more information about these And how they operate.
     
  8. Nermal Moderator

    Nermal

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    #8
    Hopefully this comes to NZ too. A number of smaller shops still don't support credit cards, and therefore contactless, due to the high fees. Meanwhile, non-contactless EFTPOS is everywhere.
     
  9. WiiDsmKR69 macrumors regular

    WiiDsmKR69

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    The lack of Apple Pay adoption in NZ is so frustrating. One bank?!
     
  10. Nermal, Oct 17, 2017
    Last edited: Oct 23, 2017

    Nermal Moderator

    Nermal

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    #10
    I think it's two now (ANZ/BNZ).

    Edit: Not BNZ yet, but apparently by the end of the month. [Edit 2: Available now, 24/10].
     
  11. Kyle-K macrumors regular

    Kyle-K

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    Remember, While New Zealand and Australia share the name eftpos. They are completely different Unfortunately I'm not aware of New Zealand's version of EFTPOS having any digital wallet strategy announced. eftpos Australia have had a digital wallet strategy planned for quite awhile now.

    I'll have to take a look at the New Zealand website to see if I can find out anything.

    Correct at this stage it should be too by the end of the year. But yes adoption has been quite slow in New Zealand. But considering how many of the Australian big banks that have refused to adopt Apple Pay have a stronghold in the New Zealand market too I'm not surprised.
     
  12. scarecrowmac macrumors member

    scarecrowmac

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    #12
    Yeah business can get 6 digit phone numbers (they’re about $3000/month) so it’s easily for customers to remember their number!
     
  13. -BigMac- macrumors 68000

    -BigMac-

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    I switched from HSBC to ANZ, simply because theyre investing in current/developing technologies.

    Some companies just cant cope with change. Change with the times, or I will change for you.
     
  14. Kyle-K macrumors regular

    Kyle-K

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    HSBC, Has added Apple Pay. Initially was only supported on there credit cards but about a month or two ago they added finally the debit cards.

    Definitely they're only banks, if they don't want to play ball it's not that hard to switch, Not to mention there's better deals out there specially in the Australian market with institutions that offer Apple Pay. For example Macquarie or ING.

    And ANZ Supports more Apple Pay features than any other banking institution in Australia. So they are definitely a good option if you want to be with one of the big banks.
     
  15. -BigMac- macrumors 68000

    -BigMac-

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    #15
    I didnt even know they added debit card support. You sure thats available in AUS?
    I was waiting a good while for that support. Talking like 2 years lol.

    Glad im with ANZ now though :D
     
  16. Kyle-K macrumors regular

    Kyle-K

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    #16
    They added Apple Pay support for credit cards 6 months ago, Debit cards about 1-2 months ago. Here is there Apple Pay page.

    I guess you're not missing HSBC's outdated systems for example they're terribly out of date and horrendous Internet banking and apps.

    Definitely plenty of good players here in Australia that support Apple Pay, Like you my recommendation is if your banking institutions holding out it's time to give them the dump.
     
  17. Matt Leaf macrumors 6502

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    #17
    It’s a weird way to word it. It sounds like Apple Pay is on the card, but I guess they mean you can register an Eftpos card for Apple Pay. In general these are the lower tier offerings from banks. But contactless cards has taken off in a big way in Australia, in general I use Apple Pay when I don’t have my wallet or forgot it or something. It’s nice to have multiple options. But since contactless is so prevalent in AU, either method is just as convenient.
     
  18. Kangastu macrumors member

    Kangastu

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    #18
    Yet still no support from Suncorp. Took them ages to add Touch ID to the banking app too! Glad I took out an ANZ account a couple of months ago. I love the convenience of Apple Pay
     
  19. ksnell macrumors 6502a

    ksnell

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    #19
    Pretty neat. Thanks for the info!
     

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18 October 17, 2017