ANZ Expands Apple Pay Support to MasterCard in Australia

Discussion in 'iOS Blog Discussion' started by MacRumors, Aug 29, 2016.

  1. MacRumors macrumors bot


    Apr 12, 2001

    Australian bank ANZ will enable Apple Pay support for MasterCard cardholders starting August 30, four months after adding support for Visa and American Express cards, according to The Australian Business Review.
    Eligible cards, including the ANZ Low Rate MasterCard and ANZ Low Rate Platinum MasterCard, can be added to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on iPhone 5 and later running iOS 8.1 or newer.


    MasterCard support has been listed as "coming soon" on the Apple Pay website in Australia since earlier this year.

    ANZ is the only bank that accepts Apple Pay in Australia as competing "Big Four" institutions in the country, including Commonwealth Bank, NAB, and Westpac, so far unsuccessfully fight to negotiate with Apple over access to its NFC-based digital payment technology. The trio of banks want their customers to be able to use digital wallets they have already financed and developed.

    August has seen a number of banks and financial institutions enable Apple Pay support around the world, including Tangerine and PC Financial in Canada, BEA and Tap & Go in Hong Kong, and Clydesdale Bank, Yorkshire Bank, and B in the United Kingdom.

    Article Link: ANZ Expands Apple Pay Support to MasterCard in Australia
  2. SandboxGeneral Moderator emeritus


    Sep 8, 2010
    I've been noticing that a little bit. August has been a good month for Apple in this respect. I have to say that I do like Apple Pay and use it when I am able to.
  3. Mac Fly (film) macrumors 65816

    Mac Fly (film)

    Feb 12, 2006
    Ah, beloved banks. Always out for their customers best interests.
  4. Abazigal macrumors G4


    Jul 18, 2011
    Divide and conquer, Apple. Divide and conquer.
  5. WiseAJ macrumors 6502


    Sep 8, 2009
    Good guy ANZ, just keep expanding your services while the other three whither and die because they are set in there old ways.
  6. 69Mustang macrumors 604


    Jan 7, 2014
    In between a rock and a hard place
    Wither and die...:rolleyes: Could you dial back the dramatics?
  7. tmiw macrumors 68020

    Jun 26, 2007
    San Diego, CA
    It's interesting how some banks seem to have cards from every major network while some others (like Chase in the US) basically use only one. Also, it's a bit weird that not all of the networks were on board in Australia from the start.
  8. Robert.Walter macrumors 65816

    Jul 10, 2012
    Would be interesting to see how many customer conquests this has led to.

    Would be easy to calculate; see how many new customers enabled Apple Pay within 2 weeks of opening an account.

    It is the loss of customers to ANZ and Amex that will result in the remaining 3 banks opening up to Apple Pay. Regardless of if they do, they will have to spend precious marketing bucks and offer incentives to recover some lost clients.
  9. ksnell macrumors 6502a


    Aug 26, 2012
    Good on them for continuing to give the customer what it wants.
  10. tmanto02 macrumors 65816


    Jun 5, 2011
    I switched as soon as the news broke that the other big 3 banks joined forces to negotiate with Apple. It was then that I knew that Apple Pay wouldn't be coming to my bank anytime soon
  11. MrNomNoms macrumors 65816

    Jan 25, 2011
    Wellington, New Zealand
    As someone who works at ANZ there is a lot of work going on behind the scenes especially with the new CEO being a lot more technology focused than the last CEO. New work flow features that were promised for years were actually delivered just recently, computers have finally been upgraded to Windows 7 with a migration path to Windows 10 in the long term not to mention setting ground work for future enhancements for customer facing services. I think the biggest boost is by having a more technology focused CEO the benefit has been the willingness to cut ones losses and go with Apple Pay than holding out like the other banks have believing they can 'cut a side deal' because 'no NFC access to third parties' wasn't said enough times by Apple or that those banks believe they're special snow flakes that Apple will bend the rules for. To quote Nadella form Microsoft, "we go where the ball is" and ANZ is going where the ball is whilst the other banks just stand around demanding that the ball is bought to them whilst failing to realise that Apple doesn't need them (the hold out banks) to make Apple pay successful in Australia.
  12. inscrewtable macrumors 68000


    Oct 9, 2010
    Coming right in the middle of the whinge from the other Aussie banks to the ACCC, this is an hilarious and direct statement of intent and if the request to the ACCC wasn't already undermined it certainly is now. The more they struggle the worse it will look.
  13. bowlen macrumors member

    Sep 25, 2012
    Good on them! I'm just waiting for BankWest to step up and allow it as well!
  14. appledefenceforce macrumors 6502


    Oct 5, 2015
    There's nothing weird or interesting about it. Not all American banks supported Apple Pay when it was launched either. And it has been the case in every single country where Apple is launched.
  15. tmiw macrumors 68020

    Jun 26, 2007
    San Diego, CA
    Of course. I think what I was trying to say is that card network exclusivity seems way more common in the US. A lot of banks here mostly/only issue Visa or MasterCard, Chase being the biggest example. (Citi, on the other hand, only issues MasterCards except for the Costco card.)
  16. elpamyelhsa macrumors member

    Nov 22, 2010
    Geraldton, Western Australia
    This just saved my day. Forgot my wallet. Messaged housemate to send pic of my ANZ card. Just ApplePay'd me some McD lunch.
  17. SurferPup macrumors member


    Aug 20, 2011
    Noosaville, Australia
    --- Post Merged, Aug 30, 2016 ---
    Since American Express adopted Apple Pay in Australia I use my Apple Watch where ever I can as it is so easy and fun to use. I've accepted that my bank won't be accepting Apple Pay anytime soon so they are already losing business to American Express and Apple. What the other three major banks are not considering is the psychology of people's payment habits. As consumers change and become use to a new payment technology like Apple Pay it becomes so ingrained that when CBA, WBC and NAB do eventually commit to Apply Pay, it will be hard for them to win that business back. Australians like myself that already use Apple Pay will have American Express as their first card saved and one day my bank's card will the the second card - which card do you think I will use by default?
  18. robroyaus macrumors newbie


    Aug 30, 2016
    Sorry bowlen, but AFAIK BankWest is owned by Commbank. So no, not likely any time soon :(

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17 August 29, 2016