Understandable. Though, is there anything particular you are concerned about re-setting up after Reset All Settings? The most visible things that Reset All Settings resets is your wallpaper, passcode/fingerprints, network settings (the same stuff reset network settings does), custom ringtones that are assigned to contacts, and keyboard settings. It does NOT remove accounts signed into mail, app/itunes store, etc. If you do decide to wipe and restore, I don't think it would hurt to try this first (after doing a back up, of course) as I have always found Reset All Settings much less cumbersome than dealing with a full restore and have seen it fix some off the wall issues.