I agree. You can share apps, storage, cards, music subscription, almost anything with your family members except Apple account balance.
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Apple Account Cards in Wallet Expanding to More Countries
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I agree. You can share apps, storage, cards, music subscription, almost anything with your family members except Apple account balance.
Why do you want it? You're not going to get the cashback and discounts that they (and other US credit cards) offer, because they're funded by higher merchant rates that card providers charge in the US where there are no caps on interchange fees (most charge around 2%), compared to the UK where they're capped at 0.3%.
What we really want in the UK is Apple Pay Cash
I wish they would change this. Sometimes, when I know I'll be upgrading something, I like to stash a bit of money away away from all of my other savings, but when that Apple One payment comes out automatically, it can be a bit deflating.
Why so interested in getting the Apple Card? It's fairly mediocre, as far as reward credit cards go.
Do you even have reward cards in the UK?
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It’s not a bad card for someone that’s in the Apple ecosystem and wants a simple general purpose cashback card. You get straight 2% cashback, no gimmicks with Apple Pay. Compare that to the Venmo card for example where it has a 3%, 2%, 1% tier system, but only your top two spending categories from a list of categories they choose gets the higher percentage. Most things don’t fall these pre-selected categories so you only get 1%. If you’re not paying attention, you’ll be doing a lot of spending with only 1% cashback.
The Venmo card? I've never even heard of that. I only use the Apple Card for free financing Apple products; and it's good for that.
My AMEX cards get up to 6%, and at minimum 3% for everything else.
Edit: I do use my Apple card when out of the county as it has no foreign transaction fee, when they don't take AMEX.
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It’s not a bad card if you look at the categories and find one you like and only spend on that. Then it becomes a 3% card for that category. I don’t really use it because the major categories of dining and groceries are covered by my AMEX cards. The rest are minor spend categories that I use a 2% card on.
I have the AMEX card that gives 6% on groceries, but I know of one that gives 3% on everything.
I didn’t think about that. It’s been a while since I’ve been on vacation.
We have plenty of reward cards in the UK. And for someone who purchases a fair amount of Apple kit, the card would be welcome.
That's useful info. I didn't realise that interchange fees in the US are not capped.
i’m about to go to my Apple Store. I loaded some gift cards into my ‘Apple Account’ (£189). I then destroyed the physical cards. I can see the balance but cant redeem them. All the online ‘Support’ still talks about scanning the code on the gift card. lets see if anyone in store knows how to access these funds. In the UK by the way.
