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Apr 12, 2001
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During its "Spring Loaded" event today, Apple announced that it would be expanding Apple Card to allow spouses to share accounts and enable families with members over thirteen years old to share a single Apple Card.

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Available in the US starting in May, Apple says Apple Card Family will enable families and spouses to co-own an Apple Card, and share and manage their credit lines independently, while also building a credit together.

Alongside the ability to share with spouses, Apple Card Family enables parents to share their Apple Card with their children above thirteen. Apple will use iCloud Family Sharing to enable up to five people to share an Apple Card account.
Apple Card can be shared with any eligible customer who is 18 years or older as a co-owner, providing the opportunity for both to build credit history together, get the flexibility of a combined limit, provide transparency into each other’s spending, share the responsibility of making payments, and deliver the convenience of a single monthly bill to pay.

Apple Card can be shared with anyone who is 13 years or older as a participant, so they can learn how to spend independently and responsibly, while giving co-owners transparency and features that provide insight into purchases and control over their purchase limit. Participants over the age of 18 can also opt in to credit reporting.
The new features with Apple Card will be coming in May, likely through an upcoming iOS update. You can learn more about all of Apple's other announcements from its "Spring Loaded" event on MacRumors.Com.

Article Link: Apple Announces Apple Card Family for Sharing Apple Card With Spouses and More
 
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adamjackson

macrumors 68020
Jul 9, 2008
2,026
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We finally just applied for separate cards. no big deal but a little too late for us. Great for others. I would have loved to just add her to my card which I've had since launch.
 
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tmiw

macrumors 68020
Jun 26, 2007
2,270
518
San Diego, CA
I’m still wondering when they will launch an international version of the card. When I say international I mean UK.

A lot of other countries cap interchange fees, not to mention have specific requirements for physical cards (such as PIN). While Apple could just not bother providing the option for a physical card (by virtue of NFC being common enough elsewhere to make it unnecessary), I suspect the former is going to be a bigger hurdle. Especially if it means that a theoretical UK or EU Apple Card basically has no rewards.
 
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btrach144

macrumors demi-god
Aug 28, 2015
2,256
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Indiana
Hoping for the ability to see all of the card purchases so we can easily see how much my wife and I have spent throughout the month.

If they add this, I’m dropping Amex.
 
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tmiw

macrumors 68020
Jun 26, 2007
2,270
518
San Diego, CA
They won’t do, it’s obviously USA only.

Eh, I could maybe see it eventually end up in places that allow the banks/card networks to charge merchants anywhere close to the ~3% it tends to be here. I don't recall offhand what places those would be, though.
 
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Capeto

macrumors 6502
Jul 9, 2015
356
708
Hoping for the ability to see all of the card purchases so we can easily see how much my wife and I have spent throughout the month.

If they add this, I’m dropping Amex.
I don't have an Amex card but I hear they have great benefits/rewards as well as excellent customer support, I wouldn't drop them for this. I basically only got the Apple Card to get 0% financing on Apple products.

Spouses only? Then, if a "spouse" has an Apple Card, cannot share with her husband?
Don't know if you're serious but "spouse" is a gender-neutral term.
 
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btrach144

macrumors demi-god
Aug 28, 2015
2,256
5,240
Indiana
I don't have an Amex card but I hear they have great benefits/rewards as well as excellent customer support, I wouldn't drop them for this. I basically only got the Apple Card to get 0% financing on Apple products.


Don't know if you're serious but "spouse" is a gender-neutral term.
I pay $250 a year for my gold card and $550 a year for my platinum card. That’s $800 a year to Amex for fees (that you can earn back and maybe even more).

It’s a part time job just trying to track down ways to make that money back up though. After 7 years, I’m exhausted of constantly checking their app to see if a retailer has a special deal with them.

And we just moved back home closer to family so no more traveling during all the holidays throughout the year. I anticipate traveling only once a year now for a family vacation, if that.

Paying $0 a year for a credit card and being able to see how we’re tracking for the month as a family will be nice.

I’ve hardly ever contacted Amex. The few times I did, the service was good but it’s not worth the headache anymore.
 
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msp3

macrumors 6502
May 9, 2015
428
449
So this is basically having authorized users and joint accounts? Can we pool available credit across two separate Apple Card accounts between spouses?
 
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mnsportsgeek

macrumors 68040
Feb 24, 2009
3,132
3,783
So this is basically having authorized users and joint accounts? Can we pool available credit across two separate Apple Card accounts between spouses?
Supposedly we will be able to merge two accounts and combine the credit limit. We'll see what that looks like in practice.
 
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