it makes sense
except for the part where (i thought) you use the money on your apple id account and like you said use up whatever debit there is before u start using the credit card
in which case you should have 10000 in debit on your apple id
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so what time zone is the time displayed in exactly?
True, the $10,000 would be connected in your Apple ID, but only as iTunes credits. Your Apple ID also always has your credit card on file. So when you buy a song, it uses the credit; but when you buy a computer with the Apple Store app, it uses your credit card. This is so because the digital stores and Apple stores are really distinct entities, run and managed (in terms of finances) by different departments.