Now that you've saved a ton with the Apple Trade Up Program what are you going to do with all your money?
(hint the answer is Disney World)
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Apple Announces New 'Trade Up With Installments' 24-Month iPhone Payment Plan
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Now that you've saved a ton with the Apple Trade Up Program what are you going to do with all your money?
(hint the answer is Disney World)
They certainly do.
I'm only w/Vodafone as they are the only ones to offer 12 month contracts w/a handset without having to subscribe to a Refresh programme.
Is AC+ no longer a requirement on any installment or is it somehow avoided only with trade in? I would actually consider going with Apple if they didn't require I buy the AC+ with their installment plans.
Sounds like a good deal for the don't-need-a-new-phone-every-year future 5se owners that almost always have the 16gb version anyway.
It sounds like that $300 is divided by 24 and your monthly payment is reduced by that value.
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Apple's installment plans don't care what carrier or contract or grandfathered whatever you are on. You are buying an unlocked phone on installments. You could go to ATT then Verizon Then TMO then SPrint then try some pay as you go then go back to ATT and Apple couldn't care less. They are giving you 24 months to pay off an interest free loan on the device with no strings attached (other than you need to make your payments or trae the phone in for another one and start those payments at 0 after 12 months).
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I believe you need to be a US resedent and pass credit checks for the installment plan qualifcations.
If that is the case then this sounds like a deal; sadly however I do not believe that this is how it wil play out.
Exactly. This was htheir same thinking when they could just get a subsidy. You'll notice that in keynoates of the past (until maybe the most recent one), the iPhone "started at $200". Of course, it didn't really. That was only your up front out of pocket contract price.
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I was wrong about the 12 month upgrade; apparently they don't allow it on this plan. I don't think I am wrong about how the monhtly installments are calculated though. If you do that math, it seems about right. In their iphone 4 trade in scenario you get $100 divided by 24. That's about $4 a month.
So they evaluate and give you the credit on the spot instead of the Next plan BS where you have to mail your phone off and wait for someone to evaluate it and get back to you and if it's lost you're screwed or if they offer less money your only options are to take it or get the phone back -- if it doesn't get lost on the way back?
I start to worry for Apple. now they have to come out with all of these creative ideas of loans, handing out money to people so they buy more phone needlessly. we have mortgages for house, car, school. now we have new mortgage for phone. This is unprecedented.
Apple is trying to maintain the previous sale record. putting more people in debt so that apple can maintain this sale record. no wonder that Carl Icahn smell the trouble future and dumps 7M shares of AAPL stock for $750M.
it sounds like our Fed Reserve, in an effort to save US economy, unprecedentedly print and throw free-interest money so that people can borrow to buy big houses and cars. US economy, including the govenment and people, grows by building more debt.
very troubled future, indeed.
Apple is trying to maintain the previous sale record. putting more people in debt so that apple can maintain this sale record. no wonder that Carl Icahn smell the trouble future and dumps 7M shares of AAPL stock for $750M.
it sounds like our Fed Reserve, in an effort to save US economy, unprecedentedly print and throw free-interest money so that people can borrow to buy big houses and cars. US economy, including the govenment and people, grows by building more debt.
very troubled future, indeed.
Could I not just trade in the iPhone 4S and get the credit towards a new iPhone out of pocket? I would be buying it unlocked anyway?
As far I know from experience, AT&T told me that I would lose my unlimited data plan the last time I wanted to get the NEXT installment plan from the Apple store. This seems like it won't touch the carrier you are with and would be installment through Apple directly. I would definitely confirm that with both Apple and your carrier.
BLUF:
About a month after I gave up, I got two letters from the bank telling me there was a vague error with my credit information, and finally a letter from VERIZON telling me I was denied because I was currently enrolled in a combined billing plan (FIOS and VZW show up on the same bill). So watch out for that.
Body: Just some info on one person's experience with the "new every year" program. I'm guessing this program will be similar.
Apple offloads this stuff to a bank, and the bank was not set up to handle this kind of stuff.
I had to repeatedly set up appointments with apple to apply for the program, and every time we had to go through the entire process only to be denied with an error at the end which was not easy to understand.
Calling the bank resulted in different stories from different representatives (some of them were even lies, as they said something was going to happen which didn't).
Nobody at Apple took ownership of the problem, even though it was advertised as an Apple offering all over the place.
At the end of the day, I think I figured out that the first credit check locked me out for 30 days, so all of my subsequent efforts were wasted but nobody could tell me that.
My credit was perfect and I verified all of my credit information with the big 3.
About a month after I gave up, I got two letters from the bank telling me there was a vague error with my credit information, and finally a letter from VERIZON telling me I was denied because I was currently enrolled in a combined billing plan (FIOS and VZW show up on the same bill). So watch out for that.
Body: Just some info on one person's experience with the "new every year" program. I'm guessing this program will be similar.
Apple offloads this stuff to a bank, and the bank was not set up to handle this kind of stuff.
I had to repeatedly set up appointments with apple to apply for the program, and every time we had to go through the entire process only to be denied with an error at the end which was not easy to understand.
Calling the bank resulted in different stories from different representatives (some of them were even lies, as they said something was going to happen which didn't).
Nobody at Apple took ownership of the problem, even though it was advertised as an Apple offering all over the place.
At the end of the day, I think I figured out that the first credit check locked me out for 30 days, so all of my subsequent efforts were wasted but nobody could tell me that.
My credit was perfect and I verified all of my credit information with the big 3.
You'd be better off selling your phone and use the proceeds towards a new outright purchase
You'd be paying the same amount if not less
Of course you wouldn't be paying monthly...
The more I can interact with Apple, the better. I'd feel safer handing my iPhone to Apple, vs. mailing it in to Amazon, Verizon, or some other service.
I visited a Verizon store and an Apple store to weigh the benefits of each upgrade plan. Verizon was pushy, and the whole thing just felt like a sales pitch. They also wanted to give us like $60 for my sister's 5c. Apple gave us around $200 for it, so we went with them.
I visited a Verizon store and an Apple store to weigh the benefits of each upgrade plan. Verizon was pushy, and the whole thing just felt like a sales pitch. They also wanted to give us like $60 for my sister's 5c. Apple gave us around $200 for it, so we went with them.
You could. This is just an additional program for those who can't or don't want to pay out of pocket up front.
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I had a nightmare of a time trading in my TMO devices due to a series of incorrectly ordered upgrades (rep ordered them wrong for me). Long story short, it took them three months to locate the phones I sent in and they ended up giving me hefty credits. At the end of the day it worked out in my favor but they kept trying to tell me if they couldn't find the phones in the warehouse I would be responsible for paying them off. I was supposed to have been able to just take them into a store and drop them off there...
That was my long winded way of saying I agree with you. I'd love to buy from Apple but I also am not interested in Apple Care plus. THIS program seems to allow thhe buyer to not pay for Apple care but they also aren;t given the option to upgrade at the 12 month mark. I am trying to figure out whether or not the Apple Care requirement has been lifted on their upgrade program as well. If it has, I am just left with the decision of a yearly hard credit check versus the soft credit check TMO runs for upgrades.