There's something that I hate about adding monthly payments to my life, even if I think it's worth what I'm paying. My only subscriptions are Apple Music (which gives me Apple TV+ for free) and Netflix. I'm probably going to end up cancelling Netflix 😂
For me all subscriptions come with a little stress. It's just the reminder that I owe someone money. It's hard to explain, but one bill for $10 is less stress than two bills for $5 each. If I had one charge each month for all my Apple services and didn't get a discount it would still be worth it because I would think "I owe X amount on the Nth of the month" and then stop thinking about it.
I get why they don't do it that way. Paying a little every week feels like less money overall. For me, if you are not worried about being able to afford it that doesn't mean you don't worry about keeping track of it.
I don't know. I'm probably just being neurotic.