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msackey

macrumors 68030
Original poster
Oct 8, 2020
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Does anyone have experience using Apple Card in Portugal, either through Apple Pay (e.g., phone or Watch) or as a physical card?

I know that Apple Card uses the MasterCard network so that itself doesn't worry me. However, in reaching out to Apple Card support specialists I'm told that the Apple Card has no PIN. Some credit card payment terminals in Europe, as I understand, require a PIN.

Thoughts?
 

Expos of 1969

Contributor
Aug 25, 2013
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Here in Finland I use a local Mastercard CC and I can either pay by tapping or using my PIN. It depends upon the amount of the transaction and sometimes it asks for your PiN no matter the amount. I have no idea what one does without a PIN. I cannot speak about Apple Card as they are not available outside the US.
 
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msackey

macrumors 68030
Original poster
Oct 8, 2020
2,857
3,294
Here in Finland I use a local Mastercard CC and I can either pay by tapping or using my PIN. It depends upon the amount of the transaction and sometimes it asks for your PiN no matter the amount. I have no idea what one does without a PIN. I cannot speak about Apple Card as they are not available outside the US.
@Expos of 1969 , thank you for sharing your experiences. I'm hoping that tapping will mostly be accepted in the places I venture.
 

iGeek2019

macrumors 6502a
Jul 26, 2019
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Apple Cash doesn't require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. There is also no card number, security code, or expiration date for your Apple Cash card.

If you're prompted by a terminal to enter a PIN to complete a debit transaction, enter a four-digit code, like 0000.

Hope this helps?
 
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