Apple Card Just Got an Official Twitter Account

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Apple has just launched an account on Twitter dedicated to its new credit card, which went live for customers in the U.S on Tuesday.


The official account, which goes by the handle @AppleCard, has so far only posted one tweet that links to the company's Apple Card webpage.

It's not yet clear what purpose the account will serve beyond promoting the card and future offers on social media, but Apple is advising customers seeking support-related Apple Card questions to contact @AppleSupport.

Apple yesterday announced that customers will receive three percent Daily Cash when they use the Apple Card with Apple Pay for Uber and Uber Eats purchases. Apple says additional merchants and apps will begin to offer three percent Daily Cash in the coming months.

Apple offers a cash back rewards system for the Apple Card, providing Daily Cash up to 3 percent. You get 1 percent cash back for all of your purchases. On purchases made with Apple Pay, you get 2 percent cash back, and for purchases made from the Apple Store (physical or online) you'll get three percent back. This also includes purchases made from the App Store, iTunes Store, and Apple services.

To get an Apple Card, you need to be 18 years or older and be a U.S. citizen or a lawful U.S. resident with a U.S. residential address (no P.O. Box). An iPhone running iOS 12.4 or later is required to use the Apple Card, and it will not be available if you do not have an iPhone. Two-factor authentication must be turned on, and you must be signed in to iCloud on your iPhone with your Apple ID.

Check out our dedicated Apple Card guide for the full lowdown on Apple's new credit card.

Article Link: Apple Card Just Got an Official Twitter Account
 

MacDawg

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Mar 20, 2004
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"Between the Hedges"
I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?
A few thoughts:
  • High security
  • Ease of setup (for most)
  • Integrates seamlessly with iPhone, Apple Pay and Apple Cash
  • Simple and graphical interface in the Wallet App
  • Modest but acceptable rewards program that is expanding
  • Daily cash back to Apple Cash
  • Unique physical card
Clearly it isn't for everyone, especially those who:
  • Shop around seeking cards with maximum rewards for their lifestyle (cash back, airline points, hotel points)
  • Think credit is the devil himself and can't possibly ever be used responsibly
  • Already happy with their card(s)
  • Don't want to be tied to the Apple ecosystem
  • Are appalled and offended with the credit limit or interest rate they get when applying
I had 3 cards already ranging from $16,000 - $20,000
  • AMEX for Delta Skymiles
  • Marriott Visa for Hotel Points
  • Credit Union Visa for monthly bill consolidation and autopay
  • All kept at Zero balance and paid every month
I got the Apple Card at:
  • $20,000
  • 12.99%
Will use it for normal daily expenditures and pay it off as well, instead of using my Debit Card
  • Did I need it? No
  • Will I use it? Sometimes
  • Does it really make a difference to me? Not really
  • Why didn't I shop around and get a much better card? Too much trouble to research and apply for me, this was easy, besides I didn't really need another card and wasn't looking
I understand those who don't find it compelling and must have
What I don't understand is the negative thrashing that some give it (not you OP)
Like everything else in life, just because it isn't for you doesn't mean it isn't for someone else
 

Return Zero

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I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?
Its killer app is its killer app.

Seriously, on day one it is a far more seamless mobile payment and management experience than I've ever had with any other card/bank. I do not care about points/rewards, benefits, or interest rates. I care about ease of use, security, and having no fees. Apple Card is a big time winner on those fronts.
 

newyorksole

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I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?
Honestly why do you and others care so much? If someone wants anything in this world they don’t have to justify it to anyone.

Literally anything Apple does draws interest. Why? Well I shouldn’t have to spell it out for you. If you can’t fathom why someone would have interest in this card then idk whattttt to tell you lmao.

Some of you make this Apple Card thing out to be such a strange/foreign concept. It’s wild.
 

MoreRumors?

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Does that mean we will see a weekly tweet from Tim stating Apple credit card is the best ever?

I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?
The CC allows people to spend beyond their means and those who do not pay their balance in full at the end of the statement period. CC companies love this and charge high APR % to make money. For those who do pay off their balance in full get to take advantage of the rewards offered by the CC companies.
 

JosephAW

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They declined me because I have too much outstanding balance on my BarClays card. I was hoping to transfer balance. Well at least I get Apple points with Barclays, right?
 

martyjmclean

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Its killer app is its killer app.

Seriously, on day one it is a far more seamless mobile payment and management experience than I've ever had with any other card/bank. I do not care about points/rewards, benefits, or interest rates. I care about ease of use, security, and having no fees. Apple Card is a big time winner on those fronts.
The Wallet app lays out everything the same way my bank's app already does. It's already easy and has no fees. Security is a good selling point though, I'll give it that.
 
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cardfan

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They declined me because I have too much outstanding balance on my BarClays card. I was hoping to transfer balance. Well at least I get Apple points with Barclays, right?
That's the problem with most promo intro offers. Many end up with a balance close to their limit which kills your score til it's paid down. And then go on to transfer it or pay interest because they can't afford to pay it when the promo period is up.
 
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cardfan

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The Wallet app lays out everything the same way my bank's app already does. It's already easy and has no fees. Security is a good selling point though, I'll give it that.
Sure but wasn't Apple Pay already super secure? Add a CC to it and your worries are over. The wallet app is about useless IMO. This was an app i seldom used anyways usually stuck somewhere in a folder.
 

MacDawg

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Why get an Apple Card when there are better cards with more rewards?
  • Why get an iPhone when there are other phones that do the same thing for less?
  • Why get a Mac when Windows does the same thing or even better Linux which is free?
  • Why get an Apple Watch when you can just get a FitBit?
  • Why get an iPad when a laptop does so much more?
  • Why get a Camry when a Corolla is cheaper?
And all the arguments about credit being bad apply pretty much equally to all cards, not just the Apple Card
 

travoose

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Oct 31, 2008
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Coming from Barclays with Apple Rewards, the app for Barclays and Apple Card are pretty much the same with a different coat of paint. Rewards are in the same ballpark. However, one unsung feature for me is that if I need a new physical card, for whatever reason, it comes within 3-5 days. My Barclays Card recently got damaged and I was told I would have to wait 10 days, all while my account would be locked, meaning not being able to use Apple Pay, with that card. My other option was to pay $21 to have it expedited. With the Apple Card, I’m waiting 5 days max, and I can still make purchases with Apple Pay.
 

TonyC28

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Does anyone with an Apple Watch know of a way to get a haptic notification on the watch when an Apple Card purchase notification arrives? I have sound turned on for my Wallet notifications but the alerts on my watch are silent and no vibration.
 

cjducasse

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Haven't used a credit card in over a decade and I'm not starting now. Apple has created a produce/service I won't use and it's been a while since that's happened.
 
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Veinticinco

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“It's not yet clear what purpose the account will serve beyond promoting...”

A statement that could be applied to many things at Apple Park, including certain execs.
 

rmhop81

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I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?
stores have been offering credit cards for years....best buy, home depot, Kohl's....then Apple does it and people are all annoyed by it? If it's not for you, just don't get the card, simple as that. I still don't understand why people are complaining about this. I signed up to get the 3% discount on services I pay Apple for each month. The security is another appeal for me. This is one of many cards I have and will be used for a specific purpose. And you are talking about rewards when talking debit cards? Rewards are always less and they don't have as good security features as credit cards do.
 
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PickUrPoison

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Haven't used a credit card in over a decade and I'm not starting now. Apple has created a produce/service I won't use and it's been a while since that's happened.
10 years? Sounds like you left hundreds or thousands of dollars on the table. Free money is good, but you’re not getting it.
 
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rmhop81

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Why get an Apple Card when there are better cards with more rewards?
  • Why get an iPhone when there are other phones that do the same thing for less?
  • Why get a Mac when Windows does the same thing or even better Linux which is free?
  • Why get an Apple Watch when you can just get a FitBit?
  • Why get an iPad when a laptop does so much more?
  • Why get a Camry when a Corolla is cheaper?
And all the arguments about credit being bad apply pretty much equally to all cards, not just the Apple Card
exactly! most of the people that are complaining simply don't understand the purpose of a credit card. they think it's "bad", when it's mostly just their self control that is bad lol. credit cards are a good financial tool if you use them correctly.
[doublepost=1566398777][/doublepost]
10 years? Sounds like hundreds or thousands of dollars on the table. Free money is good, but you’re not getting it.
plus he will be complaining when he goes to buy something on credit and has zero credit history lol
 
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PickUrPoison

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<snip>
plus he will be complaining when he goes to buy something on credit and has zero credit history lol
Tough to buy a house for cash, car is doable I guess but there are 0% and low interest loans available if you have good credit. Renting an apartment and getting lower car insurance rates are other reasons to have good credit. Also for some jobs, including some in the financial sector and those with security clearances.

But the real pain is when your debit card gets skimmed and your bank account gets cleaned out. You likely won’t lose any money but it’s a big hassle.
 

mdatwood

macrumors 6502a
10 years? Sounds like hundreds or thousands of dollars on the table. Free money is good, but you’re not getting it.
Exactly. It's free money for doing nothing different. And, if someone spends a little bit of time optimizing for what they like to do (travel for example), they can get even more benefits like free tickets, bags, upgrades, trip insurance, etc...

Plus, CCs give a buffer between thieves and my bank account. I've had all my CCs skimmed or stolen at some point, and never once had to worry about money leaving my bank account. I know all banks will refund the stolen money, but it is a much bigger hassle than going to my CCs website and clicking "this charge was fraud" and "yes, I would like a new card".
 
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chrono1081

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I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?
Well, a huge problem with debit cards is if your number gets stolen, you're at the mercy of the bank, and skimmers (at least in my area) are pretty common. Many people switch to credit card only for this alone.

The benefits aren't average, they're above average for a free card. Most free cards don't give 2% cash back or if they do there's some sort of catch (like buying from a specific store). With this card, as long as you're using Apple Pay (which many places take) you get the 2% back and you get to spend it right away instead of waiting 30 days like at most banks.

The category breakdown is far better than what you get at a bank too. I instantly know what category I'm spending too much in by looking at the card icon. It changes colors based on where you're spending the most money. You also get a notice of when/how much to pay to avoid interest.

It's also super easy to set up, especially if you already have Apple Pay Cash. I was able to link the bank account I use for Apple Pay to pay my Apple Card with literally one click.

Also at 2% I usually get about $1200 in rewards at the end of the year. My current card has 2% so I know what I'm getting.