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Apple Card Offering 6% Daily Cash Back on Apple Product Purchases Until December 31
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I don't see why they wouldn't make up the difference. There is nothing stopping someone from returning and rebuying if they are still within the return policy period.
This is the first perk I've seen that actually makes the Apple Card worth possibly getting. However I have no plans for any expensive Apple purchases in the next month.
kinda yes. Not necessarily the CC itself, but some 0% financing plans do have a penalty for paying off early. I guess their thought on it is, if you miss a payment, you incur all the back finance charges.
Why should this mentality hold you back? Lol. If you want the Apple Card just get it. Depending on your credit report of course. Of course there are cards with better rewards, but Apple’s offering is very good and is unique.
I just feel like people hold back on things that are totally within reason. If it’s not gonna kill you, hurt your credit etc then just do what makes you happy. (Within reason)
I also contacted both GS Apple Card and Apple itself. Neither could do anything. Apple actually said to return and re-purchase. In my case, the item is a custom MacBook Pro 16 with upgraded CPU, RAM, and SSD, so the extra Apple Cash is over $100.
I suspect that Apple will see a significant spike in returns today. Maybe they will learn to issue such offers at the beginning of the Christmas shopping season, or at least have the ability to add the extra cash back for purchases that are still in the return window.
I suspect that Apple will see a significant spike in returns today. Maybe they will learn to issue such offers at the beginning of the Christmas shopping season, or at least have the ability to add the extra cash back for purchases that are still in the return window.
Yeah same boat I'm in - the extra 3% is a pretty decent amount. You would think it would cost them more to process the return and sell that as an openbox / refurb... but I guess they're banking on people not wanting to go through the hassle of returning and repurchasing.
I believe that the discount on Apple's refurb items is in the range of 10-20%. So the refurb discount alone is far more that the extra 3% Apple Cash at issue. Then add in the cost of the original shipping, return shipping, and factory refurb (clean, test, reload, repackage), and this is a non-trivial cost. I am sure that Apple is still making a profit - just not nearly as much as it could have been. I commented to the support person that returning and repurchasing is a nuisance for me and a non-trivial cost to Apple but they didn't have any alternative.
Hopefully Apple handles this better next year. This year they had Black Friday sales, then a week later they added the extended return period, and then a week later they added the extra 3% Apple Cash. All of this should have happened at the same time. Doing it in stages penalizes the early shoppers and invites return/reorder churn.
Damn. A few weeks late. Oh well, I guess I’ll make due with buying another phone case for my Pro Max, and a new band for my watch.
Great deal for low sales-tax states like Oregon and New Hampshire.
For high sales-tax states like California or New York, paying at B&H
with their store card yields a higher rebate than 6%, like 8.5% for
my zip code. The catch? Pay your credit card (be it Apple or other)
in full right after purchase.
For high sales-tax states like California or New York, paying at B&H
with their store card yields a higher rebate than 6%, like 8.5% for
my zip code. The catch? Pay your credit card (be it Apple or other)
in full right after purchase.
I guess that would depend on the particular store card. Didn't realize some are going well above the typical 5% or so that various store cards offer. But that's still somewhat different than a general credit card.
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Which other ones are way better, out of curiosity?
You could try contacting Apple about it and see if that might work out for you, like it apparently did for someone based on https://forums.macrumors.com/thread...hases-until-december-31.2215122/post-28053248
I bought my wife a new a MacBook Air last week.
Guess I could return it and re-buy. Pfffft. Too much trouble.