Apple Card Promo Offers $75 in Daily Cash to New Users

[MacRumors]

Apple is offering $75 in Daily Cash to customers who open a new Apple Card through February, but they must open the account through a referral page at apple.co/referdailycash and make their first purchase within 30 days in order to qualify.

The $75 in Daily Cash is applied to the new Apple Card account's Apple Cash balance after the first transaction posts to the account, according to Apple.

Apple has run similar limited-time promotions several times in the past. For example, in September, Apple offered a higher $100 in Daily Cash to customers who opened a new Apple Card through the referral page at the time. This latest promotion began on November 30, 2022 and runs until February 28, 2023.

Apple previously announced that customers who sign up for an Apple Card between December 1 and December 25 are eligible for an increased 5% Daily Cash on Apple products purchased with the card between those dates at Apple Stores and on Apple.com.

Article Link: Apple Card Promo Offers $75 in Daily Cash to New Users

 

[macintologist]

That's not a very serious sign up bonus (SUB). A typical no annual fee (AF) card might offer a $200 bonus if you spend $500 in the first 3 months.

 

[newyorksole]

That's not a very serious sign up bonus (SUB). A typical no annual fee (AF) card might offer a $200 bonus if you spend $500 in the first 3 months.

they don’t care lol. they see what the competition does and they just shrug.

curious to see how they’ll grow/elevate Apple Card though, if at all.

 

[MacRumorUser78]

How is one $75 credit "Daily Cash?" Or am I misunderstanding. Not worth the headaches of having another card.

 

[russell_314]

How is one $75 credit "Daily Cash?" Or am I misunderstanding. Not worth the headaches of having another card.

Apple Card gives cash back as "daily cash". You are correct though if you don't need another card getting $75 doesn't make it worth it.

 

[russell_314]

they don’t care lol. they see what the competition does and they just shrug.

curious to see how they’ll grow/elevate Apple Card though, if at all.

The $75 was enough to entice me. It's $75 I didn't have before. I like the convenience of Apple Card and how easy it is to manage but it doesn't have the high rewards of some of my other cards so I don't use it quite as much.

 

[Böhme417]

I wonder if when they gain more footing with this (and GS can competently handle their issues) if they will introduce a better version of this card, perhaps with an AF.

 

[Macintosh Quadra 840av]

I wonder if when they gain more footing with this (and GS can competently handle their issues) if they will introduce a better version of this card, perhaps with an AF.

Not a chance. They already make a killing without offering even middle of the road benefits for a free card (average is 2.5% cash back on all purchases).

Tiny signup bonuses like this will attract even more folks and not require the same level of investment required to provide benefits for an annual fee card.

 

[TinyMito]

Come-on Apple Canada...

 

[Dark_Omen]

That's not a very serious sign up bonus (SUB). A typical no annual fee (AF) card might offer a $200 bonus if you spend $500 in the first 3 months.

If I buy a pack of gum for $0.50, I get a $75 bonus on a no AF card. That's a much higher reward than getting $125 more for spending $495.50 more.

 

[Dark_Omen]

Not a chance. They already make a killing without offering even middle of the road benefits for a free card (average is 2.5% cash back on all purchases).

Tiny signup bonuses like this will attract even more folks and not require the same level of investment required to provide benefits for an annual fee card.

I'm interested in where you retrieved your statistics from?

The only 2.5% cash back card (on everything) with no AF I've heard of is the USAA Limitless... And it was available in select states, required a single direct deposit of $1,000 or more a month, and also no longer exists.

If you want 2.5%+ back in rewards on all purchases, one would have to get a Chase or AMEX and redeem for flight mileage.

 

[IllinoisCorn]

I'm interested in where you retrieved your statistics from?

The only 2.5% cash back card (on everything) with no AF I've heard of is the USAA Limitless... And it was available in select states, required a single direct deposit of $1,000 or more a month, and also no longer exists.

If you want 2.5%+ back in rewards on all purchases, one would have to get a Chase or AMEX and redeem for flight mileage.

What's "AF?"

 

[Dark_Omen]

What's "AF?"

Annual fee.

 

[Bloake]

I’m looking to do this since I’m due for a new phone. Can I take advantage of the $75 and 5% daily cash if I open now and purchase a new phone with it? TIA

 

[al256]

I'm interested in where you retrieved your statistics from?

The only 2.5% cash back card (on everything) with no AF I've heard of is the USAA Limitless... And it was available in select states, required a single direct deposit of $1,000 or more a month, and also no longer exists.

If you want 2.5%+ back in rewards on all purchases, one would have to get a Chase or AMEX and redeem for flight mileage.

Thank you for calling that out.

Maybe Capital One could do it and call it QuickestSilver or something.

 

[Dark_Omen]

Thank you for calling that out.

Maybe Capital One could do it and call it QuickestSilver or something.

I just did notice their 3% cash back during the first year offer, which is really nice - but that's essentially offering the same thing Discover does on their miles card.

 

[1BadManVan]

Come-on Apple Canada...

I know right? I thought we were finally getting it here

 

[newyorksole]

The $75 was enough to entice me. It's $75 I didn't have before. I like the convenience of Apple Card and how easy it is to manage but it doesn't have the high rewards of some of my other cards so I don't use it quite as much.

that’s awesome. my rule of thumb is… if you like it and it doesn’t hurt you physically, emotionally or fincianclly… just get it! lol

people love to say “why get Apple Card? there are a MILLION better cards out there!”

uhh because I like Apple, it’s convenient, integrates well into the ecosystem and is TITANIUM. that’s reason enough lol.

a nice addition.

 

[Choco Taco]

The two year 0% financing on iPhones is why I got it. Then every year when the new iPhone is around the corner I sell the phone for most of what I originally paid, pay off the remaining balance, then do the two year 0% thing on the new iPhone. And it builds my credit and the limit goes up every time I do this. So ... yay.

 

[realeric]

“$75 in Daily cash” misleads us to think “$75/day”. It’s a bad business practice.

 

[russell_314]

The two year 0% financing on iPhones is why I got it. Then every year when the new iPhone is around the corner I sell the phone for most of what I originally paid, pay off the remaining balance, then do the two year 0% thing on the new iPhone. And it builds my credit and the limit goes up every time I do this. So ... yay.

That’s also a good reason. You avoid dealing with carrier financing that locks you in to them

 

[russell_314]

“$75 in Daily cash” misleads us to think “$75/day”. It’s a bad business practice.

When you find that card it give you $75 a day back let me know because I’m applying!

 

[stocklen]

wouldnt it be lovely to get this outside the US.

It was announced years ago.... along with apple pay cash.

Yet to launch elsewhere........

We still wait and its been years.


I find it so frustrating when apple introduce tentpole features that are only available in the US.

 

[TechNutt]

The two year 0% financing on iPhones is why I got it. Then every year when the new iPhone is around the corner I sell the phone for most of what I originally paid, pay off the remaining balance, then do the two year 0% thing on the new iPhone. And it builds my credit and the limit goes up every time I do this. So ... yay.

This seems smart to me, but I have a serious question. If you sell your phone prior to the new iPhone release, what do you use in the meantime? I feel I’m missing a step here lol

 

[Choco Taco]

This seems smart to me, but I have a serious question. If you sell your phone prior to the new iPhone release, what do you use in the meantime? I feel I’m missing a step here lol

I have a backup iPhone until the new one arrives. Every once in a while I will upgrade my back up phone to a newer used one from Swappa for like 150-200 bucks that lasts me another few years.

That’s also a good reason. You avoid dealing with carrier financing that locks you in to them

That's another reason. I hate being carrier locked and I hate all their financing plans. That and I enjoy the whole pre-order chaos around the new iPhone release.