Not seeing it yet.
Can't you transfer your funds to the USA and open up a new account in US?
Same here, not seeing it.Not available for me yet. Must be rolling it out a little at a time.
Makes sense. That’s often the launch time for things.Someone on Reddit said it goes live at 1 pm EST.
I don't get it. Wouldn't you still pay with charge/credit cards and pay them off at a later date, while keeping the money in this account?Woah Long Overdue! A 4.15% interest rate is very good. Good Bye American Express & Discover 😃
From the very first paragraph of the post: no.Is there a minimum deposit required to obtain a 4.15% interest rate or no $ amount is required?
Me, either, but this rate seems to make it a little bit easier to decide to move some money over to save up for small purchases and projects, like that M-series MacBook Air we keep hearing about.Not seeing the “setup savings” yet in my Daily Cash menu 🤔
That’s not how interest earning APY works unfortunately.Setting it up right now too. I really hope the rate is locked in and does not fluctuate.
I got rid of my account. Tying a savings card to a credit card is counter-intuitive and using a credit card is folly, I started to fall for it and realized the error of my ways. I don't fool with debt. Pay off your cards and cancel account, it is freeing!!!
I had/have Cap 360 and am not really a fan anymore. just going to continue using my credit card with them and focus on Chase, AMEX and Apple.That's, wow.. a really good rate! Didn't expect that.
I might move my capital one 360 hya savings into this.
There's better consumer protections with a credit card versus cash, check, or debit. It's also easier to shut down a credit card if there's fraud, versus shutting down a checking account. As long as you pay on time, you can get interest in your money in savings, and not pay any fees or interest in your credit account.I don't get it. Wouldn't you still pay with charge/credit cards and pay them off at a later date, while keeping the money in this account?
He’s referring to AMEX and Discover’s “high-yield” online savings products.I don't get it. Wouldn't you still pay with charge/credit cards and pay them off at a later date, while keeping the money in this account?
that's what i meant...There's better consumer protections with a credit card versus cash, check, or debit. It's also easier to shut down a credit card if there's fraud, versus shutting down a checking account. As long as you pay on time, you can get interest in your money in savings, and not pay any fees or interest in your credit account.
Didn't know AMEX and Discover had savings products. Must be an American thingHe’s referring to AMEX and Discover’s “high-yield” online savings products.
Spoiler alert: it's going to fluctuate.Setting it up right now too. I really hope the rate is locked in and does not fluctuate.
Spoiler alert: it's going to fluctuate.