Does that mean you can do direct deposits too?It literally says this![]()
Does that mean you can do direct deposits too?It literally says this![]()
Roth IRA contributions are post-tax, but gains are tax deferred. As a result, you can access the contributions without penalty, but you would incur a penalty by accessing the gains.Pretty sure this is not quite right. Per https://www.irs.gov/publications/p590b#en_US_2020_publink1000230955
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Now THAT we will have to wait and see. Judging by the wording, it looks like just transfers to and from a bank account.Does that mean you can do direct deposits too?
I hope it has it, I think I saw in an earlier post that it would have a routing and account number, isn’t that all you need for DD?Now THAT we will have to wait and see. Judging by the wording, it looks like just transfers to and from a bank account.
Yeah I would imagine. I would hope they do allow it but this is Apple we're talking about, so it wouldn't surprise me hahaI hope it has it, I think I saw in an earlier post that it would have a routing and account number, isn’t that all you need for DD?
It’s very likely that the UK might rule that the Apple Card Savings (by including “Apple” in the name) is an unfair monopoly and decide to force other banks (not just Goldman) to be a part of it. Much easier to avoid that headache altogether and just not release the product in the region.Apple Card's official launch. It was released in the United States on August 20, 2019
Nearly 4 years later it is still US only.
Haha, ain’t that the truth… lol. Monday can’t come fast enoughYeah I would imagine. I would hope they do allow it but this is Apple we're talking about, so it wouldn't surprise me haha
If they're going to be a bank now they really need a way to view this on something that isn't an iPhone. iPad and Mac apps would be nice.
I love doing serious banking transactions and financial tracking with spreadsheets on a 6” screen when I have a 27” screen in my office. Thank you Tim.Not gonna happen, it's all part of their ecosystem lock-in. You can pay your bill online apparently probably because they are required to allow some non iPhone way to pay.
Ha I haven't actually checked if you can download CSV copies of statements like you can with a real bank account.I love doing serious banking transactions and financial tracking with spreadsheets on a 6” screen when I have a 27” screen in my office. Thank you Tim.
Considering that it is a Savings account (not a Checking account) ... doubt itWonder if we will be able to write paper checks with this account if needed?
I can't wait to start saving money. I'm not sure why It took Apple so long to launch this feature. This should have been on the top #1 priority list. Better late than never!
Pretty sure this is not quite right. Per https://www.irs.gov/publications/p590b#en_US_2020_publink1000230955
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I looked into this and found this:3.75% isn't good enough for me. Marcus/Goldman Sachs used to offer the best rates, but Bread Savings is up to 4.5%.
Isn't that all credit cards? My understanding was that Apple Card was interest free payments over the period financed which isn't always the case with regular credit cards. Or am I misunderstanding your "shake fist" post?Because they’ve been busy building Apple Pay Later, a predatory buy now pay later scheme that feeds FOMO and the need for instant gratification among those least able to afford it.
Apple has always had financing options for purchasing their own products. Financing = buy now pay later. That's with all credit cards, car loans, mortgages, ETC. It gives people the option to get things and pay for it with installments. Not a "scheme" at all. Most people have financed or purchased something on credit. If you know how to be disciplined and are a responsible adult you should be fine with credit(buy now pay later) Nothing "predatory" about it. It's used as a purchasing tool intended for you to pay back an amount you can AFFORD.Because they’ve been busy building Apple Pay Later, a predatory buy now pay later scheme that feeds FOMO and the need for instant gratification among those least able to afford it.
Why Apple is disgracing their brand with this stuff just for more Benjamins is beyond me.
It’s very likely that the UK might rule that the Apple Card Savings (by including “Apple” in the name) is an unfair monopoly and decide to force other banks (not just Goldman) to be a part of it. Much easier to avoid that headache altogether and just not release the product in the region.