How cr*p is this..
Visited Sonera shop (Network Operator shop) today. They do not offer any additional warranty on the iPhone. I have another year left to pay for the iPhone outright and if it breaks within the next year I still have to keep paying for the phone and will not get a replacement at a discounted rate.
Applecare is not available in Finland and the three Network Operators (Sonera, Elisa & DNA) are responsible for the technical support /warranty of the iPhone.
I was told to simply claim on my home insurance if it breaks.
My Apple Care expires at the end of September.
Update: Phoned Apple and they told me that as there are no official Apple Stores in Finland, Apple Care is not available and the reseller must provide me with my options.
Phoned Network Operator who told me that if phone develops a fault, then to take it into their store on the high street who will send it off to Apple for repair. If it is within warranty, they will repair it for free and if not then they will charge me. What I am thinking is to extend the warranty via the Apple Shop UK app which should register that the hardware is under warranty for another year. Therefore when a service centre checks the warranty status, it should tell them that it is under warranty and fix it for free ??