Apple Care + or AT&T Insurance?

Discussion in 'iPhone' started by TexasFight1012, Oct 18, 2011.

  1. TexasFight1012 macrumors newbie

    Joined:
    Aug 23, 2010
    #1
    Assuming cost wasn't a factor in this decision, which of these do you think is a better choice for my new iPhone 4S? Keep in mind that I plan on keeping the phone until my contract expires in 24 months.
     
  2. Brazzy macrumors regular

    Joined:
    Oct 4, 2011
    #2
    Apple has much better customer service. I can imagine att making it a complete hassle to file claim.
     
  3. deeddawg macrumors 604

    Joined:
    Jun 14, 2010
    Location:
    US
    #4
    AT&T seems to be $6.99 per month plus $199 deductible per incident, but includes loss/theft protection. See http://www.wireless.att.com/learn/en_US/pdf/INSPDT03110149E_FINAL.pdf

    AppleCare+ is $99 one time, plus $49 for each of two accidental damage claims and includes extended warranty coverage (no limit/deductible). No loss/theft protection.

    Which (if either) makes the most sense for you is an individual decision.
     
  4. djransom macrumors 68040

    djransom

    Joined:
    May 14, 2008
    Location:
    Chi-Town
    #5
    I would rather go with AT&T due to the fact that your phone is more likely to be lost or stolen IMO.
     
  5. BLOND37 macrumors 6502a

    Joined:
    Mar 1, 2008
    #6
    i think i'm gonna go with thr att one..
     
  6. deeddawg macrumors 604

    Joined:
    Jun 14, 2010
    Location:
    US
    #7
    Check with your renters or homeowners insurance as to the cost (if any) to obtain loss/theft protection.
     
  7. iphoneclassic macrumors 6502

    Joined:
    Oct 12, 2011
    Location:
    USA
    #8
    Does ATT charge deductable if there is an electornics issue without damage. I hope not.

    AppleCare+ advance ships a new device or you can go to local Apple Store and exchange the device for any number of reasons for no charge. $49 only if there is damage.

    So over 24 months you pay $68 more for ATT Mobile Insurance + $199 per lost/damage incident.

    Unless you expect to loose phone, AC+ is better than ATT MI.
     
  8. deeddawg macrumors 604

    Joined:
    Jun 14, 2010
    Location:
    US
    #9
    My interpretation of the AT&T plan is that after the original warranty expires, any claim will invoke the deductible. I could be wrong. Under "Covered Incidents" it lists "[...]Mechanical and/or Electrical Malfunction after the Manufacturer’s Warranty Period has expired."
     

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