I would go with the CC as long as the card will cover the entire cost of the MacBook.
I have a PC Financial card and it only covers up to $1,000.
It will cover the whole purchase.Thanks!
Oh i didnt realize this so my Visa infinite will extend by 24 months, to a maximum total of 5 years - meaning apple care for , then visa kicks in.
Sounds like a really smart move guaranteeing the device for years for non physical damage.