I like to keep the money in my back pocket, in case something ever does happen.I have AppleCare on my iPad, but it’s part of the AppleCare One package. I cover my iPhone, iPad, and MacBook Air with it. While I have never had an issue with iPads and Macs, or recently iPhones, it is nice to have that in my back pocket in case something ever does happen. I’ve seen many posts on here and Reddit about someone breaking their device after the warranty period and being pretty much screwed. It’s like insurance - never notice it until you need it.
$2,500 over 12 years? I think I’d rather have the peace of mind over that. I contribute heavily to my TSP, have an emergency fund in a HYSA, and dabble in stocks and precious metals. I don’t worry about $20 a month or what I would have to pay if I dropped my expensive devicesI like to keep the money in my back pocket, in case something ever does happen.
About $2,500 in avoided AppleCare fees in my back pocket, so far. (Accumulated over about 12 years).
Invested in the stock market (e.g. AAPL or S&P500) that has grown to about $5,000.
It generally pays off in the long run to take some risk.
Nope, never. Out of the dozens of Apple devices eligible for AppleCare that I've owned over the years, I've never purchased AC. In all that time, there has never been an incident where I could've used it.Have you done Apple Care?
As usual, richer people get the best deals. Poorer people get the worst deals, like being forced to buy insurance or extended warranties on goods because they can’t afford a loss. Not a criticism, just the way it is.I never have. Two points:
1). No company, Apple, another computer manufacturer, an auto or lawnmower manufacturer, will offer an extended warranty if they’ll lose money over the long run. And their analytics are much more detailed than ours. However:
2). There are times/situations (clumsiness, kids as mentioned above) or economic situation (think, a college student with all her notes on a single iPad) where having that insurance is priceless in their current status. I’m a retired engineer and could replace all my AppleShuff if a robber/fire/meteorite took out my stuff; couldn’t do so as a college student.
Same here, regarding mostly home use. And when I take it to work as today for example it stays protected in multiple layers.I have never gotten Apple Care for any of the iPads I’ve owned, and I’ve been buying them since the very first iPad in 2010. Unlike an iPhone, I have never dropped my iPad. Not once. It’s used at home mostly. On the couch. At a desk. In bed. And when I do bring it outside, it’s usually in a backpack in a case. I really don’t see the need for Apple Care. I am currently using a 2018 iPad Pro as my main content creation & media consumption device. In the 7 plus years I have used it, nothing has ever gone wrong with it.
I’m glad for you to have had positive experiences and treatment you describe. Sadly my experience has been the opposite, store “geniuses” are mostly stubborn and dismissive and do their best to find reasons to make up for whatever the issue is, to be NOT covered by apple care.Good replies already. Will just add 2 additional things not yet mentioned:
- AC+ in my view is better than most company's extended warranties. It's direct-from-Apple (vs outsourced to a 3rd party). And Apple really takes care of its AC+ members - whereas it feels like every other extended warranty, the Company is trying to find a reason NOT to approve it, I feel Apple reps are trying to find a reason TO approve it. One of the downsides of getting an extended warranty anywhere else is you often forget that getting a claim approved isn't guaranteed. Apple still has great pro-customer attitudes to its AppleCare+ members. On its own, not a reason to get AC+, but I think it's a helpful point on-the-margin
- While I normally didn't get AC+ for iPads (as others have mentioned, I usually use it at home, in bed, on couch, unlikely to drop it - vs an iPhone that you take with you everywhere), I got it with my M4 11" iPad Pro, because it was the first year of a design-refresh. First time Apple did tandem-OLED with the screen, etc. Sometimes these first gen design-change models have issues that pop-up over time - all things equal, I liked having the AC+ on it in case it was found out later that there are issues (Eg. butterfly keyboards with the 2016 - 2019 MBP generation)