https://consumercreditapp.com/AFS/terms/afs-en.html Hey there, I have a few questions about Apple's Financing. I am a student, and working to build my credit. I have enough credit to purchase the new 27" iMac in one full swoop, however I don't want to max it out, and make that look bad on me. My option right now is to use the Apple Financing. However I have some questions about it. As the terms are quite short and limited, I was concerned I was going to get screwed over, hence coming here. I understand that I have to pay a down payment of $750, if I do that, pay off my credit card, and a week later pay the remaining amount ($1250ish) with credit, am I okay? I don't want to be locked into the three month contract paying a certain amount, or even longer and end up having to pay more for the product then what it is worth. I know some financing says you can't pay it back in full until 28 months later, and you end up tripling the price of the product. Any help would be fantastic, thanks!