As an Apple everything guy myself, your situation practically begs for a fresh look at a Windows PC. PCs can serve all photography needs just as well and they don't have Apple's enormous margin to pay on top of the costs of the hardware itself.
After a VERY long period of using iMac as both my Mac and PC, the lack of Bootcamp in Silicon led me to buying a new PC to pair with my new Silicon Mac. I was reluctant but overwhelmingly surprised at the quality of the PC + Windows 11. The "nuclear furnace heat" spin is VERY far overblown. The jet engine noise of fans is far overblown. For most computing needs, Power > Power Per Watt. My electric bill doesn't seem to show any uptick from using the PC. Etc.
PC resurrects all of the benefits of Intel Macs:
- at any time, add your own RAM to expand RAM (and leverage the competitive marketplace of many sources of RAM to find a best value price).
- at any time, add your own storage to expand storage (and leverage the competitive marketplace of many sources of storage to find a best value price).
- at any time, upgrade the graphics card to something newer and better vs. throwing away the whole computer when the horses are eventually slowed too much by OS updates
- Compatibility with ALL Windows software vs. only that which runs on Windows ARM.
- Best PC games
- When something fails, replace it and resume using your computer vs. throwing the whole thing out if one part conks.
- Windows generally doesn't leave old hardware behind. A Windows 11 PC purchased today will probably still be very usable 10 years from now, instead of being vintaged and no longer getting security updates.
- Etc.
You are demonstrating a great fondness (or loyalty) to Apple, who is rewarding you/us with exploitive prices for RAM and Storage... and ever-increasing prices for base hardware too. Anyone who wants maximum VALUE for their money should take a fresh look at Windows. 11 is not Vista. In fact, 11 feels somewhat macOS-like. There is a lot of value and a much bigger app world
outside the walled garden.
If I was a professional photographer, unless I could come up with a very specific and strong reason(s) to stick with Mac, I'd change with my next purchase, leaning on my existing Mac for any things I really prefer to do on a Mac. I don't think there is anything that Mac can do that PC can't when it comes to photographer support and the savings for even Mac Pro-like power would be significant. Put a Silicon Mac purchase-like budget towards a PC and you are going to get a
very powerful PC.
While I went Mac Studio for my bite of Silicon, if I could redo my setup now, I'd buy Mac Mini (maybe M2 PRO) + a similarly-priced/sized PC + the Dell Ultrawide 5K/2K monitor (priced about as much as Studio Display). The display has a full hub built in and inputs for both PCs (even the ability to split the UW screen to have both on screen at the same time). In other words, my historical thinking has been buy the most powerful Mac I can get. Now, I think a good, general approach is buy Macs towards the cheaper end and put the big savings towards a (not Apple margined) monitor and a good-to-great PC. This might be a good idea for you too.