Apple Highlights Apple Pay Cash in New YouTube Videos

Discussion in ' News Discussion' started by MacRumors, Jan 23, 2019.

  1. MacRumors macrumors bot


    Apr 12, 2001

    Apple today uploaded several new videos to its YouTube channel, each one designed to show off the Apple Pay Cash feature available on iOS devices.

    Each 15 second video demonstrates the process of requesting and spending money using Apple Pay Cash in the Messages app, and then using the Apple Pay Cash card in Wallet to make purchases.

    This isn't the first time that Apple has highlighted Apple Pay Cash, which was first introduced in iOS 11.2. The feature lets iPhone and iPad users send peer-to-peer Apple Pay payments to one another using the Messages app.

    Money received via Apple Pay Cash can be used for Apple Pay payments or deposited in a bank account, similar to other mobile peer-to-peer payment services like Venmo.

    Apple Pay Cash is limited to the United States at this time, but the feature has been popping up for users in countries like Canada and Australia, suggesting Apple is working on expanding it.

    Article Link: Apple Highlights Apple Pay Cash in New YouTube Videos
  2. jmh600cbr macrumors 6502a


    Feb 14, 2012
    makes no sense why this isn't in Canada yet
  3. busuan macrumors member

    Feb 24, 2016
    Make it QR-scannable. QR is paper-compatible, instead of fancy machines. That is, make things simple first and make people want to use it.
  4. M.PaulCezanne macrumors 6502a


    Mar 5, 2014
    Yeah it does. Nobody cares about America Jr.

    (I kid! I kid! ;))
  5. martyjmclean macrumors 6502


    Jan 24, 2018
    Sydney, NSW, Australia
    How about Apple release this outside the US before throwing money and effort into advertising it?
  6. klemsaba macrumors newbie


    Dec 9, 2012
    Started using this recently. It was so simple to use when I needed to send emergency $$$ to one of my kids.
  7. weave macrumors regular


    Jan 4, 2003
    So how does it work if you don't have enough in Apple Cash and you go to pay? Like if the product is $12.00 and you have $10.00 in Apply Pay. Will it pay the $10 and then the terminal ask for another payment type for the remaining $2.00?
  8. davidphantomatic macrumors newbie


    Feb 8, 2016
    San Antonio
    I would imagine so. Like using a gift card as a partial payment.
  9. reden macrumors 6502a

    Aug 30, 2006
    They forgot the part where you have to constantly try to get FaceID to work, and once you do, you have wave your iPhone all over the device to see if it works, then the cashier saying "I don't know if we take Apple Pay", or "it works when it wants to"
  10. AngerDanger, Jan 23, 2019
    Last edited: Jan 23, 2019

    AngerDanger macrumors 68040


    Dec 9, 2008
    I wonder how these ads are made. Are they entirely animated? Do they use a fake version of Messenger? Are there bank accounts Apple has loaded just to shoot many takes of somebody sending money for fake doughnuts?

    I'm really hoping it's the latter.

  11. luvbug macrumors regular


    Aug 11, 2017
    I use it exclusively now for sending money to family and friends (yes, they all have an iOS device).
  12. mariusignorello macrumors 65816

    Jun 9, 2013
    Sandbox iCloud accounts that don’t actually transfer any money.
  13. Ebok macrumors 6502

    Aug 22, 2018
    I agree but I’m afraid it has more to do with the agreement Apple has with banks rather than Apple.

    They’re trying so hard to push email money transfers.. in 2018 we saw them get rid of passwords in favour of automatically transferring funds (at least for TD). They make a crap load of money off of it ($0.50-$1.50 per transfer)
  14. mariusignorello macrumors 65816

    Jun 9, 2013
    If it’s a black Verifone device then contactless payments are supported, but the merchant has to turn it on. Any other device usually has the 4 indicator lights at the top of the device.
  15. JGIGS macrumors 6502a


    Jan 1, 2008
    Oh hey let me send you Apple Pay Cash. Sorry I have an Android phone. o_O

    If you don't do this at a multi-platform level you're already failing. iMessage for Android, Apple Pay Cash for Android then I'm listening.
  16. rtomyj macrumors 6502a


    Sep 3, 2012
    Do you really think Apple is keeping it out of the US on purpose? Talk to your banks. They are the ones turtleing.
  17. diego.caraballo macrumors member

    Oct 18, 2013
    Can you use Apple Pay balance to pay in stores as same as if you added a debit or a credit card?
  18. jmh600cbr macrumors 6502a


    Feb 14, 2012
  19. Baymowe335, Jan 23, 2019
    Last edited: Jan 23, 2019

    Baymowe335 macrumors 68040

    Oct 6, 2017
    FaceID is flawless. Go to Apple for troubleshooting or set it up again if you have to "constantly try" to get it to work. Makes no sense.

    Also, not sure where you are shopping, but enormous chains like CVS, Walgreens, Whole Foods, etc take it and it's easier than a credit card, by far. No "waving" required. Works instantly.
  20. iGeek2014 macrumors 68020

    Jun 29, 2014
    === Nowheresville ===
    I look forward to being able to use this in the U.K. when Apple have managed to get a partner on board....
  21. thomas040 macrumors member


    Jan 5, 2007
    New York
    Again, I cannot fathom why they don't throw some Apple Watch versions of those videos in there. It's by far one of the most convenient features of Apple Watch, and somehow they neglect to highlight it. It's literally removing one step that using a regular card / iPhone vs Apple Watch: Pulling out your wallet/iPhone.

    The watch is already on your wrist, ready to go at any moment.
  22. EdT macrumors 65816


    Mar 11, 2007
    Omaha, NE
    Provided it doesn’t affect security then I completely agree. It needs to be as universal as possible to make it really appealing.
  23. ipedro macrumors 68040


    Nov 30, 2004
    Toronto, ON
    ApplePay Cash is showing for me in Canada:


    However, the setup displays US information such as a ZIP code US financial regulations.

    My regional settings are set to Canada. I'm not running a beta. Either this is a mistake or a bug or ApplePay Cash is coming to Canada shortly.
  24. smoking monkey macrumors 65816

    smoking monkey

    Mar 5, 2008
    You Only Live Twice
    They really should. I've just started using Apple Pay via my watch and it's so convenient. Ridiculously convenient. It is now my favourite function on the Apple watch by a long way! If you use a credit card to pay for most things and haven't got an Apple Watch, get one. It's worth it just for this functionality.
  25. tmiw macrumors 68000

    Jun 26, 2007
    San Diego, CA
    I wonder how much of Apple Pay Cash not being rolled out in other countries is due to there not being nearly as much need for it compared to the US. I mean, there's still no bank/government run P2P transfer system that's instant (and the third party ones require you and the other party to sign up with that particular service).

Share This Page