Apple in Talks With Goldman Sachs Over Potential iPhone Buyer Finance Options

[bigjnyc]

Good old Goldman Sachs, those white-collar criminal insiders who engineered the financial crisis of 2008, ruling elite scumbags is what they are. Birds of a feather flock together.

Wrong.... the financial crisis of 2008 was engineered by Mortgage companies and lenders handing out loans to subprime borrowers. Banks like Goldman were simply trading these in the secondary market but the damage was already done when the loan was made in the primary market... If anything Goldman took a bath when Michael Burry created CDS' in order to bet against the housing market, Goldman was one of the big banks on the other side of that bet and got hit hard... things were exacerbated by these banks needing govt bailouts but they didn't engineer the crisis, the damage was already done by greedy lenders.

 

[JediZenMaster]

I can’t believe people spend that much on a phone to begin with. For that price I expect to be able to dock it and use it like a normal Mac - like Microsoft’s continuum on the Windows phones. IMO there’s nothing *must have* about the iPhone X. The animoji was the coolest feature albeit pure fluffery.

3D depth sensing camera, Face ID because I hate Touch ID, 4K display. To say that Animoji is the only difference means you haven’t done proper research.

 

[Robert.Walter]

I’ll be very disappointed if Apple climbs in bed with this hydra.
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If you can’t afford an iPhone on your credit card, you have no business going into business with a predator like GS.

Very arbitrary cut off point.

I could say the same thing about auto financing. If you can’t buy it on your credit card you should walk.

Ps btw, I detest GS too.

 

[DanGoh]

I guess I'm one of Apple's low tier customers because there is no way I'm paying more that $750 for a smartphone.

 

[Cloudkicker]

I agree. If I need to take a loan to buy a phone, then it’s probably not a phone I should be buying in the first place.

An iRepo Company to take back iPhones of delinquent customers? This spit is about to go down!!

Deadbolt doors & shouts of: "You'll pry this phone out of my cold, dead hands!"

 

[intz2nu]

Didn't or Doesn't Apple already have this for financing a computer purchase and its through Barclays? If so why not just use Barclays for their phones as well?

 

[groove-agent]

To say that I haven't done proper research means you haven't properly read what I posted. I didn't say animoji is the only difference at all. Please reread. I said it was the coolest new feature. The faceID is an expensive alternative to touch ID and 4K screen on such a small device? Meh.

3D depth sensing camera, Face ID because I hate Touch ID, 4K display. To say that Animoji is the only difference means you haven’t done proper research.

 

[rafark]

I agree. If I need to take a loan to buy a phone, then it’s probably not a phone I should be buying in the first place.

I have advice. If you need a loan to buy iphone,then don't buy it.

If you need a loan to buy a $1000 phone, you shouldn’t be buying that phone.

Why? At least provide a valid point.
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I am too german to buy stuff i cannot afford

You mean you're too German to not be able to afford anything?

 

[Abazigal]

Why? At least provide a valid point.

Personally for me, the cost of a phone represents a very small part of my total savings. One which I should have no problems paying with cash outright. And I prefer to pay with cash or debit card so I know the exact state of my finances at any time (ie: what I see in my bank account is how much I have).

If I need to take a loan for an iPhone, it suggests that I am potentially short on cash, and maybe taking up another liability or purchasing such an expensive (relative to my finances) item isn’t the wisest choice.

 

[Hanson Eigilson]

it feels odd, I used to be an Apple fan but now so many of their business practices seem so incredibly shady and their preaching CEO sounds so absurdly hollow when talking about social responsibility.

 

[Heineken]

If you buy Apple Care here in the states the X costs $1450.00, so the cost isn’t that different. And if you use Apples monthly 2 year payment plan you HAVE to buy Apple Care.

That price is for the 256 GB iPhone though.
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No, it will be battery powered. So after a few charge/discharge cycles the car will run slowly and may just stop.

But i don't buy Apple Care.

 

[Bacillus]

Can you clarify what “apple’s world of luxury” means, along with “lifestyle”?

There is a lot of literature about the rise and fall of (business) empires by a combination of excessive wealth, complacency, defending market share, reluctant attitude towards (disruptive) innovation. If you're really interested:
"Contemporary Strategy Analysis" (Robert M. Grant)
"Leadership, Theory and Practice" (Richard L. Daft)
http://bfy.tw/GUVk
http://bfy.tw/GUVx
https://goo.gl/1Wr5Bm
I leave it up to you to determine to what extent this relates to Apple

 

[I7guy]

There is a lot of literature about the rise and fall of (business) empires by a combination of excessive wealth, complacency, defending market share, defensive attitude towards (disruptive) innovation. If you're really interested:
"Contemporary Strategy Analysis" (Robert M. Grant)
"Leadership, Theory and Practice" (Richard L. Daft)
http://bfy.tw/GUVk
http://bfy.tw/GUVx
https://goo.gl/1Wr5Bm

No, I’m not interested in those but thanks anyway.. Just let me know when you believe Apple is going implode, then we can talk.

 

[Bacillus]

No, I’m not interested in those but thanks anyway.. Just let me know when you believe Apple is going implode, then we can talk.

Well, that's exactly the mgt. attitude that preludes a downward spiral

 

[I7guy]

That's exactly the mgt. attitude that generally preludes the downward spiral

Just let me know when Apple will implode. I’m waiting for amazon, microsoft, bill gates, jeff bezos, General Motors etc to implode as well. Oh wait, you may have a point.

On the other hand, those who ascribe to the “what goes up must come down philosophy” don’t always get what they want.

Just wondering though, how many companies have you personally predicted to fail that have actually failed or collapsed.

 

[Bacillus]

Just let me know when Apple will implode. I’m waiting for amazon, microsoft, bill gates, jeff bezos, General Motors etc to implode as well. Oh wait, you may have a point.
On the other hand, those who ascribe to the “what goes up must come down philosophy” don’t always get what they want.
Just wondering though, how many companies have you personally predicted to fail that have actually failed or collapsed.

This is not about what I predict, it's about how theory (that you're not interested in) proved itself in reality (that subsequently you are unable to ascertain)
Tell me what empire in history lasted forever.

 

[I7guy]

This is not about what I predict, it's about how theory (that you're not interested in) proved itself in reality (that subsequently you are unable to ascertain)
Tell me what empire in history lasted forever.

Not going to turn this into PRSI Apple is not the Ottoman Empire . Men, even learned men, get things wrong (hence my disinterest) and There are those who eat up these “manifestos” as if they represented some form of gospel. The reality is Apple isn’t going anywhere I’m spite of those who wish it to be otherwise.

Post edit: I asked a specific question and got a deflection. I’m wondering if you predicted, or the learned men predicted the 2008 down turn.

 

[Bacillus]

Not going to turn this into PRSI Apple is not the Ottoman Empire . Men, even learned men, get things wrong (hence my disinterest) and There are those who eat up these “manifestos” as if they represented some form of gospel. The reality is Apple isn’t going anywhere I’m spite of those who wish it to be otherwise.

In not going anywhere, consider them your closest follower

 

[I7guy]

In not going anywhere, consider them your closest follower

We’ll see if either of us are around to see it happen, but ad-homs won’t change anything.