Hello! I'm confused. I am a new to the IUP. I currently have an iPhone XS Max 64GB that is paid in full. Apple if offering $600 for my device. Can I not be in the IUP if I trade in my phone for a $600 credit? On the Pre-Approval app, it only mentions payments for 24 months. Can I not pay it off in full? Also, I read that the iPhone Payments financing option does not include AppleCare+, while the iPhone Upgrade Program does. What is the difference? And how do I get AppleCare+ included? Does included mean that I don't pay for it?
Thank you all for helping this IUP newbie out!