Has anyone noticed that if you trade in an iPhone the option to select a new iPhone 11 with the iPhone Upgrade Program disappears? It only provides the Apple iPhone Payment option without the annual upgrade and Apple Care + options. Is it best to trade in a device through your carrier instead of Apple? I want the option to upgrade annually but noticed that option was completely gone when trading in my iPhone X. Wasn't sure if this was new or not, but appreciate any input.