Apple Launches Tap to Pay on iPhone in Malaysia

[MacRumors]

Apple has announced the availability of Tap to Pay on iPhone in Malaysia, allowing independent sellers, small merchants, and large retailers in the region to use ‌iPhones‌ as a payment terminal.

Tap to Pay allows iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets‌‌‌. All transactions are encrypted, and Apple has no information about what is purchased or the person who made the purchase.

No additional hardware or credit card machine is required‌ to use Tap to Pay on iPhone. The feature uses NFC technology to securely authenticate the contactless payments, plus the feature also supports PIN entry, which includes accessibility options.

Starting today, ADAPTIS, Fiuu, HitPay, Stripe, and Zoho are the first payment platforms in Malaysia to bring Tap to Pay on iPhone to its merchants. Tap to Pay on iPhone will also be coming soon for checkout at Apple The Exchange TRX. Supported contactless debit and credit cards include American Express, JCB, Mastercard, MyDebit, UnionPay, and Visa.

Tap to Pay on ‌iPhone‌ launched in February 2022 in the United States, and since then, Apple has expanded it to more than 50 countries and regions around the world.

Article Link: Apple Launches Tap to Pay on iPhone in Malaysia

 

[sander48k]

Good for them!

 

[kyjaotkb]

Here in the UK it's everywhere, great to see it speed up and facilitate digital transactions without the need for expensive and, well, often aptly named POS hardware.

 

[WarmWinterHat]

Never seen this in action here in the US. I see a lot of those portable Square terminals at the farmer's market, but never anyone using their phone as a direct tap-to-pay receiver. It's a neat idea, assuming the fees aren't too bad.

 

[dominiongamma]

Never seen this in action here in the US. I see a lot of those portable square terminals at the farmer's market, but never anyone using their phone as a direct tap-to-pay receiver. It's a neat idea, assuming the fees aren't too bad.

I use it everyday at work, and other companies I attend, lots of small business do use them

 

[FreakinEurekan]

Never seen this in action here in the US. I see a lot of those portable Square terminals at the farmer's market, but never anyone using their phone as a direct tap-to-pay receiver. It's a neat idea, assuming the fees aren't too bad.

I'm seeing it some. My barber uses it; checkout at a charity auction a couple of weeks ago too.

Farmer's Market last year was a lot of square terminals. I don't "Recall" anyone using tap-to-pay on device, but I haven't been this year yet.

Years ago I used to travel around to various trade shows and set up a booth for retail sales. We closed that business 15 years ago so basically pre-iPad. We had two roll-out carts I'd built each with a PC, touch-screen display, barcode gun, and credit card magswipe reader networked to a router that was connected to a choice of Internet providers depending on what was available: AT&T USB modem, Verizon USB modem, or Hughesnet satellite dish on top of my motorhome.

It worked fine - but it was expensive, and time-consuming to build. Today I'd use a couple of cellular iPads and be done with it!

 

[1rottenapple]

I use it everyday at work, and other companies I attend, lots of small business do use them

Ok just to clarify, your iphone is used as an actual terminal? What app do you use to accept payment? The wallet app does this natively? This could revoluntionize those of us in small business. Do you need a stripe app or account to use this?

 

[MNGR]

I use it everyday at work, and other companies I attend, lots of small business do use them

I use it all the time in the US. Dog groomers
grocery stores
HW stores
Movie theaters
I am glad

 

[FreakinEurekan]

Ok just to clarify, your iphone is used as an actual terminal? What app do you use to accept payment? The wallet app does this natively? This could revoluntionize those of us in small business. Do you need a stripe app or account to use this?

You do need an app to accept payments. Stripe, Square, whatever.

 

[philstubbington]

I’ll be there in a week or so. Will see

Ok just to clarify, your iphone is used as an actual terminal? What app do you use to accept payment? The wallet app does this natively? This could revoluntionize those of us in small business. Do you need a stripe app or account to use this?

natively with your banking account app. See https://www.apple.com/business/tap-to-pay-on-iphone/

 

[svish]

Good for customers in the region. Waiting for Apple Pay and Tap to Pay to launch in my country.

 

[meady100]

I’m unclear on this tech. Whats to stop a ‘retailer’ from dialling up a £50 bill on their phone; then holding it near a victims wallet or pocket?

 

[philstubbington]

I’m unclear on this tech. Whats to stop a ‘retailer’ from dialling up a £50 bill on their phone; then holding it near a victims wallet or pocket?

You pressing the right hand button on your iPhone twice in quick succession?

 

[meady100]

You pressing the right hand button on your iPhone twice in quick succession?

Wrong way round - I’m talking about the unwilling payee having a credit card in their pocket. Wrong doer masquerading as a shop owner, draws up a bill of £100 then puts their phone near the credit card. Sort of like a valid shoo transaction. Or does this transfer only work phone to phone? I thought it was credit card to phone?

 

[philstubbington]

Wrong way round - I’m talking about the unwilling payee having a credit card in their pocket. Wrong doer masquerading as a shop owner, draws up a bill of £100 then puts their phone near the credit card. Sort of like a valid shoo transaction. Or does this transfer only work phone to phone? I thought it was credit card to phone?

Works either way. That’s been a risk for a long time though - it’s card skimming.