Tried searching around for this, but couldn't find anything. Seems a bit flawed that someone else's credit card can be added to Apple Pay. Thinking of this scenario - you go to a restaurant and pay the bill the "old fashioned way with a card, waiter/waitress walks away with your credit card. They are in the back, take a snapshot of your credit card and enter the pertinent information and bam, your credit card is on their phone for them to use. I suppose this isn't any different without Apple Pay - waiter can write down the card number and use it online. Some banks send notifications when Apple Pay is activated for a card (Chase did not, but BofA and Citi did, for me) Question I have - are banks able to disable the activated card? Will they have to issue a new card that you would then need to reactivate? I'm totally excited about the service and have already used it a Walgreen's - but just thinking outloud with this one.