Recently had to get a credit card reissued that was loaded into Apple Pay. After cancelling the card, I removed the card from the wallet and noticed that the number did not match the old number. The wallet on my phone apparently knew what the new credit card number was going to be before the new card was mailed??? How does that work, exactly??? Does the bank push a notification directly to my phone? OR does the bank push a notification to Apple, which then pushes a notification to my phone? From the Apple website: "The safer way to pay. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or our servers, and when you pay, your card numbers are never shared by Apple with merchants."