So question and I'm hoping somebody might be able to answer even though Apple Pay isn't officially out yet. I know that currently, Apple Pay is only going to work in the US because of US partners, but its also been stated that just because a store hasn't explicitly stated they will accept Apple Pay, as long as they have the NFC technology, you can use Apple Pay there. My question is, as a US customer who is able to use Apple Pay, am I going to be able to travel internationally and use it at a store that has the technology already?
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Apple Pay and Travelling Internationally
- Thread starter campingsk8er
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Except I think your bank that issues the card has to participate. Which is why the apple site lists participating banks. So just having a Visa card isn't enough. It depends on what bank issued it.
So I have Visa cards. Does this mean they will work with Apple pay since Visa is participating? My band for my visa debit card is not listen, but it is Visa.
That applies when generating the token, setting up the account in the iPhone.
The bank has to implement and register with VISA's token service.
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The issuing bank needs to also participate in order to register the token service.
The banks have to want it themselves.
Spend the time, money, man-hours to put the services in place.
Does anyone know if the NFC frequencies are the same in the US as abroad?
That could complicate matters if they are different.
That could complicate matters if they are different.
Apple Pay and Travelling Internationally
The I think it will work is similar to payWave, or PayPass. Any terminal that accepts those will work. They have agreements with all the major card companies in place. So yes it should work overseas if the merchant has the right terminal!
The I think it will work is similar to payWave, or PayPass. Any terminal that accepts those will work. They have agreements with all the major card companies in place. So yes it should work overseas if the merchant has the right terminal!
But that last if is a big if. They say Apple Pay is only being rolled out in the US initially. I expext that means we WON'T be able to use this internationally.
The plan is to make it international. They will probably start in one and iron out any issues first.
Exactly the same. I used my Wells Fargo debit card with PayPass in Europe many times. Perfect because the card didn't have Chip & PIN, so I was able to get around Cashiers giving me dirty looks by tapping my whole wallet so the cashiers never even see the card., and to them they just see it as a normal card transaction.
That's interesting. So then in theory those of us in the U.S. who have cards with sponsoring banks SHOULD be able to use ApplePay when traveling overseas.