Apple Pay and Travelling Internationally

Discussion in 'iPhone' started by campingsk8er, Oct 11, 2014.

  1. campingsk8er macrumors 6502

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    Elizabethtown, PA
    #1
    So question and I'm hoping somebody might be able to answer even though Apple Pay isn't officially out yet. I know that currently, Apple Pay is only going to work in the US because of US partners, but its also been stated that just because a store hasn't explicitly stated they will accept Apple Pay, as long as they have the NFC technology, you can use Apple Pay there. My question is, as a US customer who is able to use Apple Pay, am I going to be able to travel internationally and use it at a store that has the technology already?
     
  2. Menel macrumors 603

    Menel

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    #2
    I expect, yes.

    Anywhere with NFC.

    Wave phone at nfc payment station, transmit tokenized credit card number.
    Store sends to visa, visa recognizes as token to your account.
    Visa responds with approval.

    There's no reason there should be any issue,
     
  3. caesarp macrumors 6502a

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    Sep 30, 2012
    #3
    Except I think your bank that issues the card has to participate. Which is why the apple site lists participating banks. So just having a Visa card isn't enough. It depends on what bank issued it.
     
  4. dontwalkhand macrumors 601

    dontwalkhand

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    #4
    Yes but when using a U.S. issued card overseas I don't see that being a problem.
     
  5. bmac4 macrumors 68040

    bmac4

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    Atlanta Ga
    #5
    So I have Visa cards. Does this mean they will work with Apple pay since Visa is participating? My band for my visa debit card is not listen, but it is Visa.
     
  6. campingsk8er thread starter macrumors 6502

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    #6
    I have a card from one of the participating banks.
     
  7. Menel macrumors 603

    Menel

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    #7
    That applies when generating the token, setting up the account in the iPhone.

    The bank has to implement and register with VISA's token service.

    ----------

    The issuing bank needs to also participate in order to register the token service.
     
  8. bmac4 macrumors 68040

    bmac4

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    #8

    Ok thanks. That stinks, but I hope they keep adding banks fast.
     
  9. Menel macrumors 603

    Menel

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    #9
    The banks have to want it themselves.
    Spend the time, money, man-hours to put the services in place.
     
  10. JoeTomasone macrumors 6502

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    Aug 8, 2014
    #10
    Does anyone know if the NFC frequencies are the same in the US as abroad?

    That could complicate matters if they are different.
     
  11. fotomarc macrumors regular

    fotomarc

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    Location:
    Melbourne, Australia
    #11
    Apple Pay and Travelling Internationally

    The I think it will work is similar to payWave, or PayPass. Any terminal that accepts those will work. They have agreements with all the major card companies in place. So yes it should work overseas if the merchant has the right terminal!
     
  12. thelookingglass macrumors 68000

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    Apr 27, 2005
    #12
    But that last if is a big if. They say Apple Pay is only being rolled out in the US initially. I expext that means we WON'T be able to use this internationally.
     
  13. fotomarc macrumors regular

    fotomarc

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    #13
    The plan is to make it international. They will probably start in one and iron out any issues first.
     
  14. dontwalkhand macrumors 601

    dontwalkhand

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    Location:
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    #14
    Exactly the same. I used my Wells Fargo debit card with PayPass in Europe many times. Perfect because the card didn't have Chip & PIN, so I was able to get around Cashiers giving me dirty looks by tapping my whole wallet so the cashiers never even see the card., and to them they just see it as a normal card transaction.
     
  15. thelookingglass macrumors 68000

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    Apr 27, 2005
    #15
    That's interesting. So then in theory those of us in the U.S. who have cards with sponsoring banks SHOULD be able to use ApplePay when traveling overseas.
     

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