Apple Pay anywhere with NFC?

fenderbass146

macrumors 65816
Original poster
Mar 11, 2009
1,090
468
Northwest Indiana
I have yet to get a straight answer. Will Apple Pay work anywhere that has nfc. My google wallet worked with nfc at the Meijer grocery store in my area. Will my iphone now?
 

mantan

macrumors 68000
Nov 2, 2009
1,686
928
DFW
No it won't. NFC terminals that are at stores that are utlilizing the MCX standard (Walmart, 7-11, Best Buy, Target) will not support Apple Pay.

This is the VHS-Betamax (or Blue Ray-HD DVD for younger people) format battle.

At some point MCX will probably die out (due to wanting to tie directly to your bank account and lack of privacy/anonymity that Apple Pay offers) - but until it does, there will be terminals that have NFC technology that will NOT accept Apple Pay.
 

oddnendz

macrumors 6502
Feb 6, 2007
485
9
Raleigh, NC
I have yet to get a straight answer. Will Apple Pay work anywhere that has nfc. My google wallet worked with nfc at the Meijer grocery store in my area. Will my iphone now?
download the Mastercard Nearby app, tap on Contactless. As far as we can tell, if a business is on that list .... you can use Apple Pay.
 

Natesac

macrumors 6502a
May 29, 2008
807
38
Dallas,Tx
They turned off their NFC altogether, didn't they?
the one around the corner from my house still has NFC on the credit card termanials. iPhone 6 behaved as if the payment was accepted, but the register declined. Bummer, shop there all the time.

Walgreens worked, but I still had to input my debit pin# and decline cash back.

So not as quick as Apple made it seem.
 

bozzykid

macrumors 68020
Aug 11, 2009
2,176
232
No it won't. NFC terminals that are at stores that are utlilizing the MCX standard (Walmart, 7-11, Best Buy, Target) will not support Apple Pay.

This is the VHS-Betamax (or Blue Ray-HD DVD for younger people) format battle.

At some point MCX will probably die out (due to wanting to tie directly to your bank account and lack of privacy/anonymity that Apple Pay offers) - but until it does, there will be terminals that have NFC technology that will NOT accept Apple Pay.
MCX is not NFC. Any terminal that has nfc enabled will work. Best Buy disabled NFC on their readers a long time ago.
 

sziehr

macrumors 6502a
Jun 11, 2009
665
481
MCX is not NFC. Any terminal that has nfc enabled will work. Best Buy disabled NFC on their readers a long time ago.
so best buys statement they do not want to take apple pay is strictly political. They have the hardware in place all they have to do is flip a switch with an update. This seems kinds silly to have paid for the gear and not use it.
 

Inspector14

macrumors newbie
Jan 31, 2010
23
0
Anchorage, AK
It was Great, i used apple pay at 2 vending machines today.. no more digging for credit card, no more fighting with the card reader ( the ones at my work, barely read cards anymore..)
 

bozzykid

macrumors 68020
Aug 11, 2009
2,176
232
so best buys statement they do not want to take apple pay is strictly political. They have the hardware in place all they have to do is flip a switch with an update. This seems kinds silly to have paid for the gear and not use it.
Yes. Every Best Buy in the US has payment terminals with NFC but NFC is disabled so they can push this new payment method.
 

eww7633

macrumors regular
Dec 15, 2008
181
66
the one around the corner from my house still has NFC on the credit card termanials. iPhone 6 behaved as if the payment was accepted, but the register declined. Bummer, shop there all the time.

Walgreens worked, but I still had to input my debit pin# and decline cash back.

So not as quick as Apple made it seem.
Went to Walgreens, didn't have to do any of that. Just got near the terminal, put my thumb on Touch ID, done deal. The cashier probably selected debit, not credit.
 

fenderbass146

macrumors 65816
Original poster
Mar 11, 2009
1,090
468
Northwest Indiana
No it won't. NFC terminals that are at stores that are utlilizing the MCX standard (Walmart, 7-11, Best Buy, Target) will not support Apple Pay.

This is the VHS-Betamax (or Blue Ray-HD DVD for younger people) format battle.

At some point MCX will probably die out (due to wanting to tie directly to your bank account and lack of privacy/anonymity that Apple Pay offers) - but until it does, there will be terminals that have NFC technology that will NOT accept Apple Pay.
Okay, thats fine, Google wallet did not work at best buy for me either so no change.

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Yes. Every Best Buy in the US has payment terminals with NFC but NFC is disabled so they can push this new payment method.
I used to work at Best Buy and have tried it there with Google Wallet. Didn't work either. For a Tech retail store they are unbelievably behind in the times on there technology. Registeres based on windows 95 that are trying to run 8, no nfc that is actually useful, wireless B network.
 

Sean7512

macrumors 6502a
Jun 8, 2005
822
16
The local Home Depot registers have the NFC logo, but it does NOT work there. Everything seems to work fine from the phone's point of view, but the cashier kept saying it wasn't working.

Finally, I switched to the actual card and it worked. What a let down!
 

tdar

macrumors 65816
Jun 23, 2003
1,010
468
Alpharetta GA.
so best buys statement they do not want to take apple pay is strictly political. They have the hardware in place all they have to do is flip a switch with an update. This seems kinds silly to have paid for the gear and not use it.
They turned it off because few people could use it and turning it off saves $$$ on support costs. Yeah they turned it off to save money. Now they have dilutions of grander that they and Wal-Mart can reverse almost 50 years of payment system history and get every one to start over. Yeah that will work.;)
 

iapplelove

macrumors 601
Nov 22, 2011
4,782
6,144
East Coast USA
the one around the corner from my house still has NFC on the credit card termanials. iPhone 6 behaved as if the payment was accepted, but the register declined. Bummer, shop there all the time.

Walgreens worked, but I still had to input my debit pin# and decline cash back.

So not as quick as Apple made it seem.
CVS was quick and easy. Never promoted a pin so I guess if I want cash back I will then and only then swipe my card.
 

FourOhFour

macrumors member
Jul 28, 2011
51
1
Now they have dilutions of grander that they and Wal-Mart can reverse almost 50 years of payment system history and get every one to start over. Yeah that will work.;)
It might have worked if they actually released something instead of making useless noises about it.
 

mantan

macrumors 68000
Nov 2, 2009
1,686
928
DFW
The local Home Depot registers have the NFC logo, but it does NOT work there. Everything seems to work fine from the phone's point of view, but the cashier kept saying it wasn't working.

Finally, I switched to the actual card and it worked. What a let down!
Home Depot is supporting the MCX format and CurrentC app push. So their NFC terminals will not support Apple Pay

Hopefully the demand is strong enough for them, Target (stores), Best Buy etc to support Apple Pay sooner than later.
 

tdar

macrumors 65816
Jun 23, 2003
1,010
468
Alpharetta GA.
Home Depot is in that same boat as Best Buy in that they support MCX and have turned functionality for NFC.

Hopefully the demand is strong enough for them, Target, Best Buy etc to support Apple Pay sooner than later. It's one thing at Target/Walmart where the terminals aren't there. But if enough customers want to use it at HD and BB and can't.....
The Target post hack replacement system terminals have NFC from the factory but it is not yet enabled. I'm sure given their past that is not yet a priority. As they support Apple Pay in app, I bet in store is coming, most likely after the holidays,
 

terraphantm

macrumors 68040
Jun 27, 2009
3,678
507
Pennsylvania
The Target post hack replacement system terminals have NFC from the factory but it is not yet enabled. I'm sure given their past that is not yet a priority. As they support Apple Pay in app, I bet in store is coming, most likely after the holidays,
They might not support it since Target is also a part of MCX. I'm guessing they all have some agreement to turn off NFC in stores.

I don't see CurrentC being adopted though, so I imagine it's a matter of time until these guys give up and just support NFC payments.
 

mantan

macrumors 68000
Nov 2, 2009
1,686
928
DFW
MCX is not NFC. Any terminal that has nfc enabled will work. Best Buy disabled NFC on their readers a long time ago.
You are correct in that MCX is not NFC. I should have been more clear.

But I do think it's one of those 'format wars' between which type of alternate payment form is going to take off as maintstream, Apple Pay or MCX's CurrentC.

The whole idea of an alternate payment system is based on simplicity and security. If customers are trying to figure out which app to use at which store, it defeats the purpose and hurts the whole idea of alternate payments.

I think Apple Pay makes a stronger case on the simplicity and security front. CurrentC is going to push for loyalty programs and store specific rewards...which of course comes with the added goal of tracking customer data.
 

tdar

macrumors 65816
Jun 23, 2003
1,010
468
Alpharetta GA.
They might not support it since Target is also a part of MCX. I'm guessing they all have some agreement to turn off NFC in stores.

I don't see CurrentC being adopted though, so I imagine it's a matter of time until these guys give up and just support NFC payments.
CVS is MCX but many users reported that they used their Apple Pay there yesterday.
I would agree that the MCX/CurentC thing is doomed

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But I do think it's one of those 'format wars' between which type of
I think Apple Pay makes a stronger case on the simplicity and security front. CurrentC is going to push for loyalty programs and store specific rewards...which of course comes with the added goal of tracking customer data.
That and they brag that they store your payment info in the cloud for more security not on your device. Yeah- people will buy that! :D