Amex is showing Apple Pay in Australia
https://www.americanexpress.com/au/content/apple-pay/
So let's hope it comes soon!
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Apple Pay Badges Appear in Some Maps Listings in Australia, Canada, Singapore and Europe
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Amex is showing Apple Pay in Australia
https://www.americanexpress.com/au/content/apple-pay/
So let's hope it comes soon!
Now that it's been announced there's no reason not to advertise it and get people on board. I've found Amex CA to be a few weeks behind AU for things like Touch ID in the app ect, I hope it's not the same with this
I was messing around the Starbucks app and found the ability to pay with Apple Pay but it won't let me enable it to use it. Only opens up the wallet app when I try to toggle the disable off
Do you have a credit card added to Apple Pay? As I don't see that option in the Starbucks app. (I don't have a credit card added to Apple Pay yet)
I have my region set for US.
A debit Visa, you have to open the Starbucks app then
>go to your account & settings (tap on your name)
>Payment Methods and you'll see that option in the Starbucks app and my region is set for Canada though not sure if that make any difference
>go to your account & settings (tap on your name)
>Payment Methods and you'll see that option in the Starbucks app and my region is set for Canada though not sure if that make any difference
I see it now. Starbucks suppose to accept Apple Pay in 2016 within their app. Maybe they are testing it with certain users?
Just gonna leave this here:
https://www.rbcbank.com/help-and-faqs/frequently-asked-questions/apple-pay-faqs/index.html
https://www.rbcbank.com/help-and-faqs/frequently-asked-questions/apple-pay-faqs/index.html
What's interesting though is this.. Take a look at these two sites:
https://www.americanexpress.com/ca/en/content/apple-pay/
and
https://www.americanexpress.com/au/content/apple-pay/
Note that on the Australian page it specifically says bank issued cards do not qualify. On the Canadian page it only says prepaid cards can't be used. This might be due to the fact that only Scotia Bank offers an Amex card so it's not worth mentioning, but it might also be a glimmer of hope that not just Amex is on board in Canada.
https://www.americanexpress.com/ca/en/content/apple-pay/
and
https://www.americanexpress.com/au/content/apple-pay/
Note that on the Australian page it specifically says bank issued cards do not qualify. On the Canadian page it only says prepaid cards can't be used. This might be due to the fact that only Scotia Bank offers an Amex card so it's not worth mentioning, but it might also be a glimmer of hope that not just Amex is on board in Canada.
Doesn't it say "
If you don’t have an American Express Card issued by Amex Bank of Canada"
?
I have heard, though I don't have a source, that the interchange fee in Canada is lower compared to the US. If true, the banks in the US have more to work with.
Still, "succumbing" probably isn't the best word to use here. It's not like Apple could really force them to adopt it if the banks didn't want to.
Hmm. You said Canadian banks were greedy for not supporting Apple Pay (and all the fees and info demands that entails). Are you claiming that US and UK banks are less greedy than Canadian banks? That would be surprising, at least for US banks, considering how much more they make from fees than most banks in the world
Apple played the major US banks like a fiddle, keeping them in the dark about each other. None of them wanted to not be included. Everything is about being a user's primary card choice.
UK banks came much later, and had far more reason to resist, since their fees are tightly capped, and their contactless fraud costs a fraction (1/20th) of what Apple charges. So there was no monetary incentive to support Apple Pay. Unfortunately for them, they failed to unite, and even Barclays finally had to give in to public pressure.
Canadian banks have learned from the above history, and are (so far) standing together to get Apple to lessen its demands.
Reevans used "succumb", not me. But he's right, the banks gave in to Apple's demands. They certainly didn't approach Apple and volunteer to pay for Apple doing nothing during a transaction, nor to have to give back info they had always considered bank confidential.
Apple asking for a fee per transaction, is basically the same as if the manufacturer of a smart card wanted a piece of each transaction done using one of their cards. They both just provide the client device being used. What Apple is really doing, is selling its customer base. We are part of their product in this case.
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I think all banks are greedy, but if the US banks get a bigger cut to work with, they'll be more likely to play ball. I wonder if the US banks are looking at it two ways. One, in the short term how many people can actually use it (given the limited number of stores that can accept it) as well as merchants upgrading their POS systems (I'm assuming the banks make money in this case?) to accept it.
I really hate this guessing game of whether or not Canadian banks are actually on board yet. I feel until Apple actually has a Canadian Apple Pay page we won't actually know. That TD Canada Trust page about Apple Pay coming soon seemed pretty obvious. I know anyone can make a web site but it seemed fairly detailed for someone just "playing around" at TD.
I really hate this guessing game of whether or not Canadian banks are actually on board yet. I feel until Apple actually has a Canadian Apple Pay page we won't actually know. That TD Canada Trust page about Apple Pay coming soon seemed pretty obvious. I know anyone can make a web site but it seemed fairly detailed for someone just "playing around" at TD.
So? That happens all the time in all sorts of industries, the media being the most obvious one; advertisers are the customers being sold a product (people who tune in). That's likely not as big of a downside to people as you think/hope.
Anyway, based on your posts I have the feeling that even if Apple "gives up" and opens NFC chip access/APIs to anyone who wants to write an app, you'll find some sort of way to try to explain how that's a bad thing. Perhaps not though.
Absolutely it's not a downside to most people. Look at all everyone who uses ad-supported services. We're surrounded by services that look free, but are paid for by companies who want access to our attention.
Seriously, how likely do you think it is, that Apple will allow other wallets access to NFC? Apple always denies or cripples direct competition.
I think you're confusing opinions about products, with opinions about motives.
Apple Pay itself is a good thing, not the least because it helped publicize NFC payments and tokenization.
At the same time, it was clearly not implemented solely out of altruistic concerns for customer security, nor was/is that even obviously the highest priority. Selling Apple Pay to banks is.
Of course, banks are also about profit, and they also have boards to answer to. That's all I'm saying: their hesitation is understandable.