Apple Pay card limits?

Discussion in 'iOS 8' started by WolfSnap, Oct 20, 2014.

  1. WolfSnap macrumors 6502a

    WolfSnap

    Joined:
    Sep 18, 2012
    Location:
    SoCal
    #1
    I've been adding credit cards/debit cards to Apple Pay -- so far the process is pretty easy. However, I've noticed the following odd things:

    1) Barclay card won't activate. It says that they're not using Apple Pay. Barclay card is what Apple uses for their 0% financing, etc.. Very strange.
    2) After inputting 8 cards, that seems to be the limit. I can't enter more than that. The option to add more is greyed out.
    3) Wells Fargo is slow, and requires an app.
    4) Bank of America requires a phone call.
    5) Amex is super fast -- text message is all that's needed.
    6) Citi does an automated call or text message. Pretty quick.

    Anyone else noticed anything else?
     
  2. John6Plus macrumors 6502

    John6Plus

    Joined:
    Sep 19, 2014
    Location:
    Holland, MI
  3. gsmornot macrumors 68030

    gsmornot

    Joined:
    Sep 29, 2014
    #3
    I know there is indeed a limit. I thought it was 12 but 8 could be correct. I guess since you see a gray option that sort of verifies it.

    My two Bank of America cards verified without needing anything.
     
  4. mattjohnson78 macrumors member

    Joined:
    Aug 6, 2014
    Location:
    Southern California
    #4
    Apple Pay card limits?

    I added my Bank of America Debit Card. Was quick and easy. Simple phone call and I was up and running.

    Would not want to add more than a few cards for now since few places are setup to take ApplePay right now.
     
  5. Geckotek, Oct 20, 2014
    Last edited: Oct 20, 2014

    Geckotek macrumors G3

    Geckotek

    Joined:
    Jul 22, 2008
    Location:
    NYC
    #5
    Same issue and Barclays actually sent me an e-mail a week ago saying it would work. This card is already my default on iTunes as well. So very odd.

    Edit: Chase debit activated w/ no issues.
     
  6. NeshyD macrumors regular

    NeshyD

    Joined:
    Apr 28, 2009
    Location:
    San Francisco, CA
    #6
    -Bank of America Master Card activated without verification (only needed to input the 3 digits on the back of the card).

    -Chase Slate Visa required either a text message, phone call, or email notification.

    So far I'm very impressed by how easy it was to add the two cards. Can't wait to start using them this week in stores!! :cool:
     
  7. Killchain macrumors member

    Killchain

    Joined:
    Jan 15, 2013
    Location:
    Albuquerque,NM
    #7
    Late last month WF bank sent email of how to set up Apple Pay with the bank.
    It was very a generic setup, but I look at it as WF is all in and will support Apple Pay.
     
  8. GfPQqmcRKUvP macrumors 68040

    GfPQqmcRKUvP

    Joined:
    Sep 29, 2005
    Location:
    Terminus
  9. thebrick macrumors regular

    thebrick

    Joined:
    Apr 18, 2010
    Location:
    GA, United States
    #9
    I don't know how long will it takes for WF to verify my two cards.
    I added both my WF debit and credit card and went through WF verify app. Still waiting for confirmation. :confused:
     
  10. aziatiklover macrumors 68030

    aziatiklover

    Joined:
    Jul 12, 2011
    Location:
    8.8.8.8 and 8.8.4.4
    #10
    I got both of my amex cards working, but with Bank Of America it took a little longer with a phone call which the operator couldn't see my card in the system that was already added in the passbook. Anyway I forgot that Discover is not on board yet and I tried to add that lol.
     
  11. thebrick macrumors regular

    thebrick

    Joined:
    Apr 18, 2010
    Location:
    GA, United States
    #11
    WF Credit has verified, Debit is still on waiting.
     
  12. WolfSnap thread starter macrumors 6502a

    WolfSnap

    Joined:
    Sep 18, 2012
    Location:
    SoCal
    #12
    Business accounts and some emergency use cards.
     
  13. WolfSnap thread starter macrumors 6502a

    WolfSnap

    Joined:
    Sep 18, 2012
    Location:
    SoCal
    #13
    All my cards were easily verified.. My wife's cards (citi) are taking forever to verify. I've asked for a text message, and there's no text messages forthcoming.

    Might have to get her to call the bank.
     
  14. zamudiovsky macrumors regular

    Joined:
    Sep 17, 2012
    #14
    I added Bank of America debit card and AMEX Business card and I didn't have to verify any of them, no phone call, no text, no nothing...weird :eek:
     
  15. cjake macrumors member

    Joined:
    Sep 12, 2014
    #15
    Wells Fargo VISA Debit Card activated quickly and no need for the Verify App. Don't even have it.

    AMEX activated quickly... no text message or any other verification needed.

    Chase United MileagePlus Explorer VISA card required that I enter an activation code.
     
  16. WolfSnap thread starter macrumors 6502a

    WolfSnap

    Joined:
    Sep 18, 2012
    Location:
    SoCal
    #16
    Every card I wanted to add required verification.. Odd that some people are getting their cards activated without anything more than a photo.

    Strange....
     
  17. cjake macrumors member

    Joined:
    Sep 12, 2014
    #17
    The only card that required additional verification from me was the Chase United card which has the credit card number on the back of the card. I was unable to get the camera scan to work with this card and had to add the details manually.

    Perhaps less verification is required when the card is scanned?
     
  18. WolfSnap thread starter macrumors 6502a

    WolfSnap

    Joined:
    Sep 18, 2012
    Location:
    SoCal
    #18
    I scanned every card.

    I did type the security number in manually, from the back of the card...??
     
  19. rjjacobson macrumors 6502a

    rjjacobson

    Joined:
    Sep 12, 2014
    #19
    On Apple site Barclay (and my other card PNC) are ones listed as coming later this year. Seems odd that their flagship card (I know it is a bank) could not be ready to use.
    -------
    Coming later this year.

    Barclays
    Navy Federal Credit Union
    PNC
    USAA
    US Bank
     
  20. lookatchu macrumors regular

    lookatchu

    Joined:
    Sep 25, 2013
    #20
    Thus far 3 cards, BoA, Cap One and Chase, activated without any other requirements than my security code. Photo, security code, validated.

    I wonder if Discover is coming on board.
     

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