Yesterday was my first time using Apple Pay, but it wasn't as easy as expected. Apple Pay is using my card which is on file with iTunes. It's a MasterCard Debit/Credit card. When I used it yesterday at Walgreens it goes through as a debit card and I still need to enter my pin on their touch screen screen. Is there any way of changing the card so it's used as a credit card with Apple Pay? When I use the card out in the community they always ask me do I want to run it through as a debit or credit card. There's really no use using ApplePay if I have to enter a pin. For me it's not just about security, but ease of use. Any suggestions? Thanks!