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Apple Pay Coming to the United Kingdom Next Month, Discover Card Support Arriving This Fall

bigchrisfgb said:
That's what I have been thinking.
Say I shopped at Boots, would it automatically add Boots points to my Boots card when I payed with one of my debit/credit cards on Apple pay. I'm guessing that's something that we will have to wait and see.

Also if Apple are offering store cards then these store cards are going to collect your spending habits data, it's what they are there for.
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Boots have said they won't be adding the Advantage card to the iOS app anytime soon so I can't see them being on board at first - I know you just used it as an example. This would be good functionality though. Loyalty cards is the reason my wallet is so fat.

On the topic of Boots - I see that they have said on Twitter that they will have the £20 limit. Disappointing when they are a launch partner.
 
If they are going to be limited to the contactless limit of £20 what is the benefit of launch partners - to our american friends who have been over here - can you use apple pay at any store with contactless - I'm guessing you can but you don't get the digital receipt? same in the us can use contactless within the limit anywhere, but you only get the receipt if the shop is an pay partner - is that correct?
 
eish2306 said:
If they are going to be limited to the contactless limit of £20 what is the benefit of launch partners - to our american friends who have been over here - can you use apple pay at any store with contactless - I'm guessing you can but you don't get the digital receipt? same in the us can use contactless within the limit anywhere, but you only get the receipt if the shop is an pay partner - is that correct?
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Apple Pay works for any amount at BP here in the UK. I've used my US card via ApplePay for amounts over £50. You'll notice the contactless icon is still on the screen for amounts over £20.

I've gotten a digital receipt (If by receipt you mean Amount, retailer name and location) for every transaction in the UK.

The only time a transaction wouldn't generate a digital receipt is on old magnetic stripe only terminals that also support contactless (Known as magnetic stripe based contactless) that are around in the US. All terminals in the UK are EMV (Technology used in chip and PIN) contactless, which support the digital receipt.
 
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shortcrust said:
So:

"Bringing Apple Pay to the UK.

In July. Ulster Bank, NatWest, Amex, Santander, RBS, Nationwide, HSBC, First Direct. 70% of credit and debit cards in the UK.

250,000 UK merchant locations, more than we started with in the US.

Will be able to commute and pay for fares on London's Underground with Apple Pay."

Halifax, TSB, Lloyds, M&S Bank and mbna were also shown on screen.

Hooray! That 250,000 figure means that it will work everywhere that currently takes contactless. Which is pretty fantastic.
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I hope the high adoption in UK will help it gather speed in the U.S. Not fast enough for me here.
 
reclusive46 said:
Apple Pay works for any amount at BP here in the UK. I've used my US card via ApplePay for amounts over £50. You'll notice the contactless icon is still on the screen for amounts over £20.

I've gotten a digital receipt (If by receipt you mean Amount, retailer name and location) for every transaction in the UK.

The only time a transaction wouldn't generate a digital receipt is on old magnetic stripe only terminals that also support contactless (Known as magnetic stripe based contactless) that are around in the US. All terminals in the UK are EMV (Technology used in chip and PIN) contactless, which support the digital receipt.
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Do you get itemised receipts with the  pay official partners?
 
Not sure if it's worth mentioning but in the UK Apple pay page on Apple's website there is a demo video. The video is the as that on the US website, except the price is in sterling and not dollars.
The price shown is £23.78, compared with the $23.78.

This may just have been shown for an example and is easier to show essential the same video but you could read more into it.
 
bigchrisfgb said:
Not sure if it's worth mentioning but in the UK Apple pay page on Apple's website there is a demo video. The video is the as that on the US website, except the price is in sterling and not dollars.
The price shown is £23.78, compared with the $23.78.

This may just have been shown for an example and is easier to show essential the same video but you could read more into it.
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True. But if they went to the effort to change the currency symbol they could have just as well changed the amount to less than £20.
 
reclusive46 said:
Apple Pay works for any amount at BP here in the UK. I've used my US card via ApplePay for amounts over £50. You'll notice the contactless icon is still on the screen for amounts over £20.

I've gotten a digital receipt (If by receipt you mean Amount, retailer name and location) for every transaction in the UK.

The only time a transaction wouldn't generate a digital receipt is on old magnetic stripe only terminals that also support contactless (Known as magnetic stripe based contactless) that are around in the US. All terminals in the UK are EMV (Technology used in chip and PIN) contactless, which support the digital receipt.
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Lots of good info here! Were you able to get cash back with your debit card on apple pay using UK contact less terminals?
 
scottish said:
Barclays don't let you do a Faster Payment without asking why you are withdrawing your money?!
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I'm assuming the guy I quoted will be changing his main bank to a new one who offers Apple pay. I'm going to assume that he have to contact Barclays in order to do some of this. When he does I'm pretty sure they will ask why he's effectively closing his account with them.
 
bigchrisfgb said:
I'm assuming the guy I quoted will be changing his main bank to a new one who offers Apple pay. I'm going to assume that he have to contact Barclays in order to do some of this. When he does I'm pretty sure they will ask why he's effectively closing his account with them.
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Yeah I see what you mean. I just presumed that since londonmystery is keeping his old account he would do an online faster payment rather than contacting them.
 
bigchrisfgb said:
I'm assuming the guy I quoted will be changing his main bank to a new one who offers Apple pay. I'm going to assume that he have to contact Barclays in order to do some of this. When he does I'm pretty sure they will ask why he's effectively closing his account with them.
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scottish said:
Yeah I see what you mean. I just presumed that since londonmystery is keeping his old account he would do an online faster payment rather than contacting them.
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Keeping the joint account with Barclays, closed my sole account and switched with the switch service to first direct and got £100 for the privilege. Result all round I'd say.
 
Also switched my main account from Barclays to Natwest, if they can't support Apple Pay from the start I will use a bank that can!
 
londonmystery said:
Keeping the joint account with Barclays, closed my sole account and switched with the switch service to first direct and got £100 for the privilege. Result all round I'd say.
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You may get £125 I got an extra 25 when it opened, also if you don't like them (or Barclays get Pay after 6th months you get paid 100 to leaver first direct - also if anyone is interested the 5% interest account at TSB now has as £100 switching bonus - search for it on moneysavirngexpert.com
 
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It seems strange that neither banks nor retail partners offer any insight into the Apple Pay details. Should the £20/£30 limit apply that would really limit the use in a bad way. At Waitrose that wouldn't get you very far, even at Lidl that would be a challenge. For the coffee chain outlets however a lifetime spend of £20 would be more than plenty.
I hope the limit will not apply as there are enough security features in Apple Pay.
 
BSben said:
It seems strange that neither banks nor retail partners offer any insight into the Apple Pay details. Should the £20/£30 limit apply that would really limit the use in a bad way. At Waitrose that wouldn't get you very far, even at Lidl that would be a challenge. For the coffee chain outlets however a lifetime spend of £20 would be more than plenty.
I hope the limit will not apply as there are enough security features in Apple Pay.
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I suspect the supermarkets will be in the first wave that ditch the limit, otherwise it's limited to the people that nip in to buy lunches, rather than doing a full shop. Guess we will get more detail once we hit July.

As I posted earlier:

Visa & Mastercard have confirmed that some retailers in the UK will ditch the £20 (Later in the year to be £30) limit. Boots confirm they will be limitless in November...

http://www.pocket-lint.com/news/134205-apple-pay-uk-some-retailers-to-ditch-20-contactless-limit
 
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