I literally became nauseous when I saw this interface. If At&t had to write a smartphone app in 1993, this is what it would look like.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Apple Pay Competitor CurrentC Detailed as Convoluted System With Minimal Consumer Benefit
- Thread starter MacRumors
- Start date
- Sort by reaction score
Wow.
This CurrectC has to be a joke.
I really hope they aren't waiting for this thing to replace NFC.
This CurrectC has to be a joke.
I really hope they aren't waiting for this thing to replace NFC.
They definitely backed the wrong horse, but I'm not entirely convinced it was a mistake. Apple Pay was only announced 6 weeks ago, and just went live. This has been in the works for much longer than that. The MCX committee had an "Oh ****" moment when ApplePay was officially announced. Either that or they knew it was coming and were too far along to back out. Since this isn't slated to launch until next year, it's still possible that it gets delayed indefinitely as ApplePay takes off.
On the other side of it, Target also has the Red Debit Card program, which is a dedicated debit card. It does link to your account (we have it linked to a secondary checking account where it can't do as much financial damage if compromised). But you get 5% off when you use it, so at least there is a decent benefit for customers.
It blows my mind to think about the amount of meetings and time spent amongst top executives at a company to come up with this crap.
And these kinds of things happen at all companies, Apple as well. But this is so far off base with the way technology and consumers are heading, that it is just crazy to think it has made it this far.
When it is released, and the folks who made this see how bad it fails, I hope they come to their senses and wonder "what in the hell were we thinking?"
And these kinds of things happen at all companies, Apple as well. But this is so far off base with the way technology and consumers are heading, that it is just crazy to think it has made it this far.
When it is released, and the folks who made this see how bad it fails, I hope they come to their senses and wonder "what in the hell were we thinking?"
way too friggin hard...this is Apple Vs PC...a PC programer came up with this...its more code than user interface...which is much of the PC worlds problem
You must not use Apple Pay. There is no "app" to open. Future more you don't even have to wake or unlock the phone.
Apple could just **** with them to delete the app from the appstore. They can do whatever they want in the appstore. If CurrentC is then only avaible on Android the works on every device thing is gone.
Edit: more funny would it be if google would do the same thing in the playstore to get google wallet back in the game - haha
Edit: more funny would it be if google would do the same thing in the playstore to get google wallet back in the game - haha
So, if it works exactly like how it is described now, these merchants can go burn in hell.
For the 3% that they saved, I have to expose myself to all these risks for their benefits?
The likelihood that this is happening is as high as pigs can fly.
Best Buy, Walmart both sucks to begin with, but this is a whole different level.
For the 3% that they saved, I have to expose myself to all these risks for their benefits?
The likelihood that this is happening is as high as pigs can fly.
Best Buy, Walmart both sucks to begin with, but this is a whole different level.
Are you saying Walmart just sells junk or am I misinterpreting your statement?
On topic: CurrentC trying to avoid credit card transaction fees has nothing to do with me as a consumer. If that's the message they are trying to put out, it's pretty bad. They need to figure out how it benefits the consumer and they may get more adoption. Me personally, giving direct access to my personal financials is a non-starter. Neither this nor NFC (Apple Pay/Google Wallet) hold any interest for me right now anyway. Too soon. I like to let systems mature before dipping my toe. To each his own though.
There is so much wrong with this concept.
I really hope people aren't dumb enough to give in and use this tech - regardless of how many retailers are in on it.
Apple pay is golden. It addresses every consumers fear about mobile wallet in a very pleasing way. This competitor crap is all a money making, consumer-screwing scam. Honestly I will avoid ApplePay competitors like the plague.
I mean, imagine if these retailers lost your BANK ACCOUNT - much like they have had their credit card systems hacked.
I really hope people aren't dumb enough to give in and use this tech - regardless of how many retailers are in on it.
Apple pay is golden. It addresses every consumers fear about mobile wallet in a very pleasing way. This competitor crap is all a money making, consumer-screwing scam. Honestly I will avoid ApplePay competitors like the plague.
I mean, imagine if these retailers lost your BANK ACCOUNT - much like they have had their credit card systems hacked.
Good idea. Apple and Google would have good reason to not include these apps (security) so it makes sense that they wouldn't/shouldn't allow them on their devices. Regardless of apple pay or google wallet's availability, this system seems really dumb. I suppose it isn't going to make me not shop at the stores, it's just unfortunate that I won't be able to use an NFC payment method there. It will be in the back of my head - and it sounds like others are going to be avoiding these stores. Even if a place like Walmart loses 1 out of 100 customers because of this, that will be a significant income loss. I wonder if they'll realize what they've done...
"Wait, wait, wait, you'll have to excuse my friend, he's a little slow. The town is back that way."
You want my bank information, my drivers licence, my social security number AND I have to open an app, scan some bullsh** with the camera and show it to the guy?
HELL no.
Why don't I just hand over my identity to the Russian Mafia directly and cut out the middle-man?
HELL no.
Why don't I just hand over my identity to the Russian Mafia directly and cut out the middle-man?
I did not say that. I said in CurrentC, "finding" and "opening" the app are the same step.
So let me get this straight. The same stores that have repeatedly been hacked and had data stolen are rolling out a payment option (CurrentC) which wants my bank routing number, account number, Driver's License Number, DOB, SSN, AND they want me to give up any of the protections and loyalty points that my credit cards offer to me, just so the banks/stores can save some money?
And to top it off, they want me to use a separate app to scan a ****ing QR code to check out?
Sure, this'll go far.
And to top it off, they want me to use a separate app to scan a ****ing QR code to check out?
Sure, this'll go far.
Which deducts from an account that you load with Money. It doesn't directly debit from my checking account (I deposit into mine with a Credit Card).
