Apple Pay Could Be Used to Make Payments With QR Codes in the Future

[bn-7bc]

That's actually a pretty smart idea. If you get a bill in the mail, just scan a QR code and pay with Apple Pay.

But do people really still do paper billing?

More that one would think, electronic billing,( at least for consumers) is still opt in, and a lot of people just do it the old manual way (fill inn thos long codes in their bank app /web site), personally I use direct debit where ever I'm able, one less thing to forget etc

 

[kaycrystal626]

Apple is so behind. People doing this in Asian countries for years!

 

[compwiz1202]

well I heard people in the US still get their salary or pay rent with a check

Have had DD for decades, but there are still places that don't do online rent. especially private. That code could be cool for that.
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In my country we use a free service which delivers invoices and pay slips in your online bank. I receive 0 bills by paper and it's very good to reduce waste therefore you contribute to the reduction of carbon emission. Win win for everyone, the planet, me, and the sender.

And it's not much for a single person, but if EVERY customer does paperless, that's tons of paper saved, especially cell phone bills.

 

[DeputyFife]

9to5Mac are some of the worst on record for leaks. (Remember kids time on Apple Watch? Remember us waiting for a year for AirTags they said we’re imminent launch? Remember their positive coverage of Voice Tech’s opinion of forthcoming Siri OS? Remember their code leak of an ar headset in iOS 13?...)

 

[dontwalkhand]

Here in the UK, my Barclays Bank app allows me to scan checks on my iPhone. No more going to the bank for that!

The only problem is that it is usually my wife getting all kinds of cheques, and she somehow cannot manage to do it. So I have to do it all the time. And it's a bit tricky when the checks have been folded. She folds them all so they fit in her purse :-(


In the UK, I get my paper bank statements every month. However, the Barclays Bank app actually has _all_ statements of the last years available in the app.

In the US we also can scan checks with our phones.
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Apple is so behind. People doing this in Asian countries for years!

Apple prefers using NFC, but it seems a lot of US retailers and almost all of Asia prefers QR code’s. So this is Apple making it work.

 

[gaximus]

Many people like to get bills by paper so they don't get overlooked in e-mail junk. What has changed is that they pay electronically, via bank bill pay or card payments.

There's usually no cost benefit to suppress paper bills, so why bother?

Our home owners association charges $8 to make an electronic payment. We send in a check out of spite.

 

[julianchan123]

QR code is conceivably less secure than current Apple Pay, both for the payer and payee.

 

[tokyojimu]

Though I guess it also means I could hide the Alipay app instead of keeping it on my main screen and using 3D Touch to open the qr code.

You can also use the Alipay widget to quickly scan or be scanned.

 

[dontwalkhand]

Our home owners association charges $8 to make an electronic payment. We send in a check out of spite.

Pay through your bank's bill payment system.

 

[hank moody]

That's actually a pretty smart idea. If you get a bill in the mail, just scan a QR code and pay with Apple Pay.

But do people really still do paper billing?

How do you scan a QR code in your Photos/Mail app?

 

[lartola]

9to5Mac are some of the worst on record for leaks. (Remember kids time on Apple Watch? Remember us waiting for a year for AirTags they said we’re imminent launch? Remember their positive coverage of Voice Tech’s opinion of forthcoming Siri OS? Remember their code leak of an ar headset in iOS 13?...)

And now their forums are some of the worst too. Comment threads are closed within a day or two after an article was posted, they have a very aggressive filter that doesn’t let through any comments with links, and they no longer allow to attach images in comment posts.

 

[gaximus]

Pay through your bank's bill payment system.

We do, but they still send a physical check.

 

[ctdonath]

not all restaurants have QR codes yet.

Those that do, don't seem to implement it well. I've made a valiant effort at supporting new payment tech, and gave up on paying restaurants with anything other than a regular credit card.
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Apple is so behind. People doing this in Asian countries for years!

More like USA is behind in this, and it takes the trillion-dollar sway of Apple to persuade people to catch up.