Apple Pay Expands to Taiwan

MacRumors

macrumors bot
Original poster
Apr 12, 2001
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Apple Pay is rolling out to Taiwanese customers starting today, reports The China Post. Seven banks in Taiwan are supporting Apple Pay at launch according to Apple's Taiwanese Apple Pay website, including Cathay United Bank, CTBC Bank, E. Sun Commercial Bank, Standard Chartered Bank, Taipei Fubon Commercial Bank, Taishin International Bank, and Union Bank of Taiwan.

Apple Pay is available to all Visa and MasterCard holders who bank with the above listed institutions. The payments service will work at all retailers where contactless payments are accepted, including Far Eastern Department Stores, Carrefour, PXMart, Sogo, and The Breeze Center. FamilyMart stores are also accepting Apple Pay, but only for users who bank with Taishin International.


Cards can be added to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on a device running iOS 8.1 or later. Apple Pay works with the iPhone 6 or later or the iPhone 5 or later when using an iPhone paired with an Apple Watch. Apple Pay in apps and on the web is also available on iPads with Touch ID, including the iPad, iPad mini 3, iPad mini 4, and both iPad Pro models.

Since its 2014 debut, Apple Pay has been slowly rolling out around the world. Rumors suggest Apple Pay will soon expand to several additional countries, including Italy, Belgium, Germany, and South Korea.

Along with Taiwan, Apple Pay is also available in the U.S., the UK, China, Australia, Canada, Switzerland, France, Hong Kong, Russia, Singapore, Japan, New Zealand, Spain, and Ireland.

Article Link: Apple Pay Expands to Taiwan
 

tmiw

macrumors 68020
Jun 26, 2007
2,147
475
San Diego, CA
Why would Apple Pay only work with specific banks at FamilyMart? I thought stores couldn't get that level of information from AP transactions.
 

Floris

macrumors 68020
Sep 7, 2007
2,381
1,451
Netherlands
We still do not have it in a lot of EU countries, and I have been helping quite a few small to large business offline with ideas and whatever. Anyway, I have been asking them in the last 6 months about Apple Pay, and they said they gave up on waiting and went with their bank wireless pay machine. They are modern, easier to use, take multiple type of cards, and wireless pay works. Everybody has a card, and nobody has to pull their phone out. They said it's fine, and waiting for apple until they can renew their approach isn't cost effective. Not sure if Apple will get a lot of adaption in the NL anymore except maybe inner city tourist area.
 

friednoodles

Suspended
Feb 4, 2014
601
803
Why would Apple Pay only work with specific banks at FamilyMart? I thought stores couldn't get that level of information from AP transactions.
Like with all contactless payments, when the transaction is processed the accepting merchant bank can decide to accept/reject the transaction based on lots of criteria including the source bank, but this is kind of bank-specific rejection is rarely done for obvious reasons (you want to accept transactions from anyone).

However, afaik FamilyMart is doing this because they have (for a long time) offered co-branded store cards with Taishin International Bank, i.e. they are essentially a "FamilyMart Card", supplied via Taishin International. So that arrangement is part of the reason why it currently works only with Taishin International cards (most prominently FamilyMart co-branded cards). But what isn't mentioned in the MacRumors article is that FamilyMart is going to expand it in July to support other banks including CTBC Bank, Cathay United Bank and E.SUN Bank and I imagine more pretty soon after that.

It's important to know that in Taiwan, contactless stuff is mostly used with "charge cards" (like the Suica cards in Japan), not Visa/MasterCard/American Express, with the common use cases for those charge/store cards being small convenience store purchases and transport, not for general shopping things outside 7-Elevens, FamilyMarts and OK Marts. Outside of major cities it's also rare to find restaurants that would accept any form of credit card, let alone contactless terminals. Chain shopping stores support credit cards but still require a signature in most cases, so Apple Pay is way ahead of the curve for Taiwan, which means they're well placed for when general contactless shopping catches on. It's expected that Android Pay will also be supported in Taiwan in a couple more months (already approved with the regulatory bodies, but hasn't launched).

Edit: Couple of edits to fix typos and clarify some points.
 

leon44

macrumors 6502
Jun 17, 2010
340
147
Newcastle upon Tyne, England
We still do not have it in a lot of EU countries, and I have been helping quite a few small to large business offline with ideas and whatever. Anyway, I have been asking them in the last 6 months about Apple Pay, and they said they gave up on waiting and went with their bank wireless pay machine. They are modern, easier to use, take multiple type of cards, and wireless pay works. Everybody has a card, and nobody has to pull their phone out. They said it's fine, and waiting for apple until they can renew their approach isn't cost effective. Not sure if Apple will get a lot of adaption in the NL anymore except maybe inner city tourist area.
The delay bringing Apple Pay to Holland is probably to do with the unusual Maestro standard. If you guys used Visa/MC I'm sure you'd have got Apple Pay long ago. That said Android Pay works fine in NL.
 

dontwalkhand

macrumors 603
Jul 5, 2007
5,208
1,224
We still do not have it in a lot of EU countries, and I have been helping quite a few small to large business offline with ideas and whatever. Anyway, I have been asking them in the last 6 months about Apple Pay, and they said they gave up on waiting and went with their bank wireless pay machine. They are modern, easier to use, take multiple type of cards, and wireless pay works. Everybody has a card, and nobody has to pull their phone out. They said it's fine, and waiting for apple until they can renew their approach isn't cost effective. Not sure if Apple will get a lot of adaption in the NL anymore except maybe inner city tourist area.
Pay terminals like Square in the US/U.K./Australia? These work just fine with Apple Pay. Any terminal with PayPass/paywave works with Apple Pay.