I have used Apple Pay in numerous stores for a long time. The way it used to work is I would open the wallet app, tap on the card I wanted to use, and an option "Pay with Passcode" appeared at the bottom of the screen. Tapped on that, double click on the side of the phone, hold the phone to reader, Done. First time I tried to use it today after downloading IOS 18. I cannot find "Pay with Passcode" option. I am assuming either it moved, or I need to activate something to be able to use apple pay.
Help...
Help...