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This makes no sense to me. POS terminals don’t need to do anything to accept Apple Pay. If they accept NFC contactless cards, then they accept Apple Pay.

It’s the issuing bank for your debit/credit card that needs to make changes to their system to support Apple Pay. I also travel a lot and have used Apple Pay in countries where it wasn’t available and it worked fine.

Terminals can be set up to refuse tap payments from foreign banks or certain credit cards generally because there’s a higher processing fee. Even here in Toronto where Apple Pay is widely accepted, my American Express on Apple Pay is still sometimes rejected. American Express at those stores must be inserted with chip & PIN.

Official Apple Pay support in Portugal will bring down those instances since banks will support Apple Pay directly, not just through indirect compatibility through tap payments.
 
The Dutch banks don't want Apple Pay in Holland it's as simple as that.

Partly because their own infrastructure with wireless payments is working 'well-ish' and is free for them in terms of handling costs and the adaption is big (with Tikkie, iDeal, their own apps), so it's not like other countries where they need Apple Pay to spearhead the wireless payment culture, because that infrastructure is long here.

Basically we're ****ed because we're so cutting edge with internet services in Holland.

How do you know this? Are you in the banking industry or is this a guess?
 
I’m curious to see when Apple Pay will reach other South East Asian countries aside from Singapore.
 
I don’t know if I truly believe in this. There are new banks on scene (eg Bunq), and you tell me that none of them want the advantage of supporting Apple Pay? Or is this not a single-bank only decision?

It should be a single bank decision, but with shared platforms like iDeal and tikkie, it's more or less a shared decision in practice. There may also be some no-compete things with iDeal and Tikkie but that's speculation.

Also the advantage of supporting Apple Pay in Holland is almost non-existent for banks, it just cuts into their profit. Mostly because it would be replacing contactless cards (which nearly everybody has in Holland) instead of in other countries where it replaces old-style cards where you have to put your card in the machine and type in your pin every transaction.
 
I'm with ABN AMRO and wallet is supported (for ages now) on all Android devices. iPhone not. Bloody joke, mate.
[doublepost=1553693607][/doublepost]Personally I think it's an Apple Greed problem. Banks here don't take too kindly to giving a cut to Apple and the Netherlands has the one of the best banking infrastructure in the world and we had PIN payments before most other countries.

Interesting article here about it:
https://www.nu.nl/mobiel/5623808/waarom-er-nog-geen-apple-pay-in-nederland.html
I'm with ABN AMRO and wallet is supported (for ages now) on all Android devices. iPhone not. Bloody joke, mate.
[doublepost=1553693607][/doublepost]Personally I think it's an Apple Greed problem. Banks here don't take too kindly to giving a cut to Apple and the Netherlands has the one of the best banking infrastructure in the world and we had PIN payments before most other countries.

Interesting article here about it:
https://www.nu.nl/mobiel/5623808/waarom-er-nog-geen-apple-pay-in-nederland.html


You mean Apple is greedier than the banks? LOL

<ironic>I think bankers who get money from the central european bank for almost 0% interest and then lend it to people for 10% or more are deeply anti capitalistic and surely altruistic</ironic>

Let me tell you: If Deutsche Bank came to an arrangement with Apple, it can't be Apple that is too greedy!
 
How do you know this? Are you in the banking industry or is this a guess?

I always hate stupid comments like this, no I'm not in the banking business but that doesn't mean I can't make EDUCATED guesses. Especially the fact that zero banks in Holland are supporting Apple Pay tells you almost everything you need to know if you have a basic knowledge of how business like this works.

But you supposedly don't have that basic knowledge, which is fine but don't assume that other people can't think on higher levels than you...
 
Pretty sure the fault lies with the banks.
I don't think this is the case, when Bunq found a workaround they advertised it through their app and then one day later they stopped with the advertising. Why would a bank that supports ApplePay stop doing so? It probably wasn't their decision to stop. The workaround is still possible but bunq is quite en expensive bank.
 
Applepay. Just another way for apple to get their grubby mitts into your wallet.

Paying for stuff the other way was just SOOOO hard. Thank god apple has come along to make our first world lives ever so slightly easier.
Apple Pay costs the user nothing but you probably already knew that. Never let fact spoil a good rant.
 
To paraphrase Gunnery Sgt. Hartman; They are all equally worthless
Not my experience at all with Apple Pay. Is it yours? I’ve found it cool and very convenient to pay with my watch, confident in Apple’s safeguarding of my personal and financial information, and it doesn’t cost me any more than having to reach for my wallet and pay with cash or a credit card. So what’s the problem?
 
I'm with ABN AMRO and wallet is supported (for ages now) on all Android devices. iPhone not. Bloody joke, mate.
[doublepost=1553693607][/doublepost]Personally I think it's an Apple Greed problem. Banks here don't take too kindly to giving a cut to Apple and the Netherlands has the one of the best banking infrastructure in the world and we had PIN payments before most other countries.

Interesting article here about it:
https://www.nu.nl/mobiel/5623808/waarom-er-nog-geen-apple-pay-in-nederland.html

So, conclusion, it doesn't add much if anything, I am as fast with my card compared to ApplePay.

I always hate stupid comments like this, no I'm not in the banking business but that doesn't mean I can't make EDUCATED guesses. Especially the fact that zero banks in Holland are supporting Apple Pay tells you almost everything you need to know if you have a basic knowledge of how business like this works.

But you supposedly don't have that basic knowledge, which is fine but don't assume that other people can't think on higher levels than you...

Cool down, no need to be condescending.

Apple Pay costs the user nothing but you probably already knew that. Never let fact spoil a good rant.

It does although very little, you think vendors/shops and the like won't pass the cost to customers.
 
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ING Romania just announced "soon" in Romania also.
ING is Dutch from origins. Any word about the Netherlands?
[doublepost=1553708905][/doublepost]
I'm with ABN AMRO and wallet is supported (for ages now) on all Android devices. iPhone not. Bloody joke, mate.
[doublepost=1553693607][/doublepost]Personally I think it's an Apple Greed problem. Banks here don't take too kindly to giving a cut to Apple and the Netherlands has the one of the best banking infrastructure in the world and we had PIN payments before most other countries.

Interesting article here about it:
https://www.nu.nl/mobiel/5623808/waarom-er-nog-geen-apple-pay-in-nederland.html
Thanks for the link StructAural. Interesting to read and a shame that Apple’s greed is probably holding it down. The Netherlands are often the playground for introducing new technologies and after being introduced here will roll out to the rest of Europe. I’m still carrying my iPhone around but I’ve come to the point I’m heading for a divorce with all things Apple. I’m not to blame here but it’s all on apple’s part. Stagnant hard- and software and crippled services together with excessive pricing compared to competitors has made me to take this decision.

Apple is transforming away from my needs since 2012. It’s a hard decision for me because I really loved this brand. But staying with Apple is not an option. I want to stay competitive with my business and want to stay state of the art.

Like every divorce this won’t come cheap because all my soft- and hardware investments were based on Apple.

Don’t blame me, blame Cook. He is the one doing its best to kill the business away.
 
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No, I don't think Apple really cares much. All the major Dutch banks would love to come on board. One bank (Bunq) even tried to introduce Apple Pay themselves but Apple shut that down quickly. Heck, ING is a Dutch bank and they are supporting Apple Pay in other countries.

IMO, it really is Apple that's not interested.


No, it's not as simple as that. The Dutch banks would all love to support Apple Pay. Apple is just not interested.

Why wouldn’t apple be interested?
 



Apple Pay appears to be on the cusp of another European expansion, with upcoming availability in at least seven additional countries.

apple-pay-payment-800x403.jpg

Mobile banking service N26 today on its Twitter account announced that Apple Pay will soon be available in Estonia, Greece, Portugal, Slovakia, and Slovenia, one day after revealing that Apple Pay is coming soon to Austria. Likewise, ING Bank has announced that Apple Pay is coming soon to Romania.



Slovakian bank Slovenská sporite??a confirmed that it will start supporting Apple Pay later this year, as reported by Aktuality.sk.

Apple Pay has been gradually expanding across Europe and the Middle East, including Belgium and Kazakhstan in November, Germany in December, and Czech Republic and Saudi Arabia last month. Apple said the service, which debuted in the U.S. in October 2014, will be available in over 40 regions by the end of 2019.

(Thanks, André and Aurel!)

Article Link: Apple Pay is Coming Soon to Austria, Portugal, Slovakia, Slovenia, Estonia, Greece, and Romania
In Austria it’s alsoErste Group
 
I don’t get it. I’m using my phone to pay anywhere in Portugal that has contactless pay and excepts Visa. What am I missing?

Try paying with Apple Pay set to a foreign bank's debit card or American Express. VISA tap is virtually accepted world wide wherever tap is accepted.

When ApplePay is officially supported, any card will work and Portuguese citizens will be able to join Apple Pay with their local banks.
 
I don’t know if I truly believe in this. There are new banks on scene (eg Bunq), and you tell me that none of them want the advantage of supporting Apple Pay? Or is this not a single-bank only decision?
[doublepost=1553700002][/doublepost]

Not saying Apple doesn’t want it. Apple might as well be bad at striking such deals.
[doublepost=1553700104][/doublepost]
Maybe Apple cannot strike a good enough deal with them, too greedy, etc.
Based on their ability to launch products and services in over 150 other countries?
 
I love ApplePay. It recently occurred to me that I sometimes goes for days at a time without ever needing to take my wallet out of my pocket.

Wallet? What wallet? I used to carry a debit card just in case but I can't remember the last time I've seen it. It's in a drawer at home. Same with my keys. August lock lets me in when I get home. Sometimes I just leave the house with my Apple Watch, not even my iPhone.
 
No, I don't think Apple really cares much. All the major Dutch banks would love to come on board. One bank (Bunq) even tried to introduce Apple Pay themselves but Apple shut that down quickly. Heck, ING is a Dutch bank and they are supporting Apple Pay in other countries.

IMO, it really is Apple that's not interested.



No, it's not as simple as that. The Dutch banks would all love to support Apple Pay. Apple is just not interested.
Doubt it. The Netherlands doesn’t want to agree to something a ton of other countries agreed.
 
Let's hold on for a minute here...

That means exactly what is in the tweet and in the macrumors article. That Apple Pay is coming to banks that operate in Portugal.

Sure you can already use Apple Pay in Portugal if you have it set up with a bank of another country. Portuguese merchants are migrating to contactless payments so if you see a contactless terminal you basically can use Apple Pay.

The news is about banks that operate in Portugal supporting it. Currently none does.

Banks that operate in Portugal is the key word. Not Portuguese banks, unfortunately

Do you think Millennium bcp will support it? They have MB WAY already, what's the advantage of supporting Apple Pay as well?

Contactless payments on Apple devices, which MBWay doesn't allow. But you are right, it is somewhat a competing system.

But what is this N26 mobile bank thing? isn't this some workaround for countries that do not have apple pay? Is this official by apple and approved by portuguese banks/authorities/SIBS?

I think this looks sketchy...

Never heard of it. I doubt Millennium bcp for instance will support Apple Pay. They have a partnership with MB WAY. Don't know about other banks though. It looks sketchy to me as well.

Well, I'm not aware of their service quality, but it seems they're a service similar to the likes of Revolut, Wirex, etc, so they're most likely legit :D But that's the thing, this is very different from being able to actually use Apple Pay in Portugal with Portuguese banks. These are somewhat misleading news.
 
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Wallet? What wallet? I used to carry a debit card just in case but I can't remember the last time I've seen it. It's in a drawer at home. Same with my keys. August lock lets me in when I get home. Sometimes I just leave the house with my Apple Watch, not even my iPhone.

Basically the only reason I carry a wallet is for my I.D./driver's license.
 
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