Just today Apple hiked their TV+ prices by like 45%, along with a bunch of their other services. This is exactly what I’m talking about. They have users entrenched in their ecosystem, so now it’s just an exercise in seeing how much people will put up with.
This isn’t some anti-Apple conspiracy theory or whatever, it’s the same thing pretty much every service business does and Apple isn’t an exception. I expect to see this roll out to Pay Later within the next two years - they’ll likely add interest for loans over a certain threshold, and then start pushing the interest rate up every 6 months. Shareholders demand that the magic line has to go up.