Apple Pay Launches for HSBC Australia and 20+ U.S. Banks

[MacRumors]

HSBC has launched Apple Pay support for customers in Australia for the first time, enabling any Visa and MasterCard branded credit card issued by the bank to be added to Apple's mobile wallet.

HSBC said the majority of its customers' credit card payments are already contactless and it expects Apple Pay will be quickly embraced as part of the wider shift towards tap-and-go payments.

"Our customers have told us they want to be able to use Apple Pay in Australia, and we're proud to be able to make this service available to them," said Graham Heunis, Head of Retail Banking and Wealth Management, HSBC Australia. "HSBC has introduced Apple Pay in five other markets and we're looking forward to another successful launch here."

The bank has set up a new Apple Pay web page on its site to guide users through the steps needed to add a credit or debit card into the Wallet app on iPhone and iPad.

HSBC joins a growing number of banks in Australia which support Apple Pay, including American Express, ANZ and Macquarie. However, several major issuers such as Commonwealth Bank of Australia, Westpac Banking Corporation, NAB, and Bendigo and Adelaide have resisted supporting the payment system during their failed attempts to collectively negotiate with Apple over gaining access to the NFC chip in iPhones.

In addition to the HSBC Australia launch, over 20 U.S. banks also gained official Apple Pay support on Tuesday. Apple has updated its web page of participating banks, which include the following:

• 1st Constitution Bank
• Alerus Financial N.A.
• Bank of Cashton
• Bank of New Mexico
• BankStar Financial
• Central National Bank & TrustCompany
• Chevron Federal Credit Union
• Citizens Community Bank
• Connexus Credit Union
• DATCU
• Department of CommerceFederal Credit Union
• First Bank Blue Earth
• First National Bank of Pana
• First US Community CreditUnion
• Legacy Bank
• Manasquan Bank
• Market USA Federal CreditUnion
• Midstates Bank N.A.
• Security State Bank ofHibbing
• Skyward Credit Union
• The Bank of Bennington
• Two River Community Bank

The Apple Pay service is available on iPhone 6 and later, iPhone SE, Apple Watch, the late 2016 MacBook Pro, and iPad mini 3 or later within apps and Safari. Macs introduced in 2012 and later can also be used, but checkout must be confirmed through an Apple Pay-enabled iPhone or Apple Watch.

Article Link: Apple Pay Launches for HSBC Australia and 20+ U.S. Banks

 

[macfacts]

Is Apple Pay still a hobby?

 

[Avieshek]

While Samsung Pay is expanding in India, hope Apple Pay doesn't keep staying behind.

 

[redbeard331]

Going on 3 years since it came out and my archaic bank still does not have it, and that's after promising it would come out soon back in 2015.

 

[mlody]

Going ok 3 years since it came out and my archaic bank still does not have it, and that's after promising it would come out soon back in 2015.

Why wait for some bank to get their act together?? Wouldn't be simpler to switch to a more modern bank if the existing one does not fully suite your needs?

 

[Shirasaki]

Let's see how Commonwealth, NAB, and westpac respond.

 

[fermat-au]

Of the big Australian banks, 3 out of 4 still don't surport Apple pay. The infrastructure is there almost all cards and terminals surport NFC, the issue is Apple's cut of transactions.

 

[-Maxim-]

Still no news for Germany
A lot of people in Germany are using the virtual debit Mastercard via "boon" from the French App Store by now but it's a hassle... *sigh*
http://www.apfel.cash/apple-pay-einrichten/

 

[KnighsTalker]

Going ok 3 years since it came out and my archaic bank still does not have it, and that's after promising it would come out soon back in 2015.

I told my bank if they didn't choose to support and implement Apple Pay, I'd be forced to switch financial institutions. They didn't so I did. Now I use it wherever I can. I just wish Apple would entice one or two of the hold out companies such as Costco, Kroger, Safeway and/or Home Depot to support and implement Apple Pay. Apple's glacial strategy of encouraging companies to get them to gradually accept and convert to implementing Apple Pay is a bit frustrating every time I use it. I yearn for the day that I will be able to whip my phone out and pay for my purchases everywhere I go!

 

[twinlight]

Another week, another 20 banks and financial institutions. Still no Apple Pay in the nordic countries...

 

[gixxerfool]

I told my bank if they didn't choose to support and implement Apple Pay, I'd be forced to switch financial institutions. They didn't so I did. Now I use it wherever I can. I just wish Apple would entice one or two of the hold out companies such as Costco, Kroger, Safeway and/or Home Depot to support and implement Apple Pay. Apple's glacial strategy of encouraging companies to get them to gradually accept and convert to implementing Apple Pay is a bit frustrating every time I use it. I yearn for the day that I will be able to whip my phone out and pay for my purchases everywhere I go!

I just returned from Ireland where NFC is everywhere. I don't think Apple is the issue here. I was using my phone for paying everything. Restaurants, stores, even for bus tickets. I could be wrong, I think the retailers are the holdouts.

 

[Robert.Walter]

Going on 3 years since it came out and my archaic bank still does not have it, and that's after promising it would come out soon back in 2015.

My suggestion to you is to change from a bank to a credit union in any case; compare the pros/cons and you may find the move is worth the effort. If you do online banking and are a bit organized the change is not that hard (I've helped half a dozen folks accomplish this so I know.)

Shop around to check rates and see what if any AP version they (have a fixed plan to) offer (dc, cc, ATM authentication). Don't get too hung up on the cc as you'll likely do better as outlined below. On the dc, this is a big deal if you use a dc instead of a cc (which you should avoid because it's a bad security practice) because using AP over a dc is even safer than using the plastic card. And looking forward using AP for ATM authentication is a great idea to keep your ATM/dc away from a hidden skimmer (afaik only Crap bank Wells Fargo and crap bank BOA are presently ramping up here, for the rest, it will come).

We had two CU's that still don't have AP although both are promising it is on way. The bigger of the two (a major univ cu) started talking about studying it in 2015, the smaller on (a midsize regional cu) said they would have in early 2016 before putting on back burner (then reversing early this year and saying it comes this year).

Neither have it yet. We dropped the larger cu, stayed with the smaller (better rates), and instead got a Costco Visa cc which has both AP and better rewards than either cu cc offered. We also have an amex card which we also use for bigger purchases for the FF miles.

 

[groovyd]

It's good their 'customers told us they want Apple Pay' lol otherwise they should have probably delayed it longer Asses
[doublepost=1493819150][/doublepost]

Another week, another 20 banks and financial institutions. Still no Apple Pay in the nordic countries...

Maybe their customers haven't told them they want it yet
[doublepost=1493819205][/doublepost]

Still no news for Germany
A lot of people in Germany are using the virtual debit Mastercard via "boon" from the French App Store by now but it's a hassle... *sigh*
http://www.apfel.cash/apple-pay-einrichten/

Well go down their and tell them you want it

 

[kacper1703]

I bet that if in Europe Apple would cooperate with only one bank per country, that would satisfy a whole lot of people.

I'd rather switch banks to be able to use AP, even pay a small monthly fee than see my life pass by as I'd wait for my current bank to support AP.

BTW I'm wondering, do banks have to contact Apple first to implement AP or is it Apple that says "hey, do you want to use this cool new technology"?

 

[Paul Dawkins]

Of the big Australian banks, 3 out of 4 still don't surport Apple pay. The infrastructure is there almost all cards and terminals surport NFC, the issue is Apple's cut of transactions.

They will, they have no choice.
[doublepost=1493820353][/doublepost]

Another week, another 20 banks and financial institutions. Still no Apple Pay in the nordic countries...

Don't get your hopes high.

 

[twinlight]

They will, they have no choice.
[doublepost=1493820353][/doublepost]
Don't get your hopes high.

I'm not. It will be another ice age before it is rolled out here. We only have a few banks with 2-3 big ones. The largest hope would be a solution like the American Express issued credit card they did in some country.

 

[throAU]

Why wait for some bank to get their act together?? Wouldn't be simpler to switch to a more modern bank if the existing one does not fully suite your needs?

I'm going to do just this myself next week.

Sick of waiting for NAB (Australia) to get it together and switching to ANZ.

Some banks don't like having to pay Apple for the use of their infrastructure. I'm voting with my wallet (literally).

 

[Paul Dawkins]

I'm not. It will be another ice age before it is rolled out here. We only have a few banks with 2-3 big ones. The largest hope would be a solution like the American Express issued credit card they did in some country.

I know the situation in Denmark pretty well. I have no hopes for Nordea or Dankse, maybe Santander, but it's presence is almost non existant.

 

[LordQ]

I think Apple Pay is the slowest rollout ever for an Apple service

 

[tmiw]

I just returned from Ireland where NFC is everywhere. I don't think Apple is the issue here. I was using my phone for paying everything. Restaurants, stores, even for bus tickets. I could be wrong, I think the retailers are the holdouts.

Yep. I suspect there'll be a subset that never bothers, too. How big that subset ends up being, no one knows.

 

[gixxerfool]

Yep. I suspect there'll be a subset that never bothers, too. How big that subset ends up being, no one knows.

It's interesting because they aren't just leaving iPhone owners out.

 

[Good User Name]

I just wish Apple would entice one or two of the hold out companies such as Costco, Kroger, Safeway and/or Home Depot to support and implement Apple Pay.

My local Home Depot supports Apple Pay. I figured it's the same for everywhere else. Costco has always been weird about payments though. But it has very little to do with Apple interacting with customer facing companies and almost everything to do with those companies merely updating their POS devices. In countries where there's already infrastructure it has to do with banks allowing Apple to interact with their backend.

 

[tmiw]

My local Home Depot supports Apple Pay. I figured it's the same for everywhere else. Costco has always been weird about payments though. But it has very little to do with Apple interacting with customer facing companies and almost everything to do with those companies merely updating their POS devices. In countries where there's already infrastructure it has to do with banks allowing Apple to interact with their backend.

They disabled it pretty quickly after they got the chip. I don't think they've reenabled it or have any plans to unless something's changed recently.

 

[bLackjackj]

It's good their 'customers told us they want Apple Pay' lol otherwise they should have probably delayed it longer Asses
[doublepost=1493819150][/doublepost]

Maybe their customers haven't told them they want it yet
[doublepost=1493819205][/doublepost]

Well go down their and tell them you want it

Seriously, if I hear 1 more bank say we did it (2-3) years later because our customers asked for it! I can't wait till the holdout banks comment why they did it.

 

[-Maxim-]

Well go down their and tell them you want it

I did sign a petition to Apple and the banks in Germany, I have bank accounts at the main banks plus N26 (fintech bank - they should have it first), and I've been nagging my banks for months. They always claim it's Apple's fault or have no information for me :/