Serious question, but why in America do they announce certain retailers can now accept ApplePay? I’m confused. In Australia, nearly every eftpos terminal has the wireless chip reading technology built into it. So it’s the terminal that determines if ApplePay can be used, not the retailer.
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Apple Pay Now Accepted at All Costco Warehouses in United States
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The credit card handler for Home Depot is MCX the vendor who was responsible for the Home Depot and Target data leaks. Also they were developing the CurrentC (Apple Pay killer) for Walmart, HomeDepot, and a bunch of other stores and failed.
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Plus many of their cheap house brands are just as good as the name brands.
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When ApplePay was initially released if the terminal supported contactless payments then it would work automatically but Many vendors feared the invisibility of the payer (CVS and Walmart) and had it blocked. The initial block was for all NFC (Cards and Google Wallet) but eventually they filtered it down to just Apple.
[doublepost=1534855541][/doublepost]interesting that the picture has a Chase Visa card, not the Citi card.
Apple Pay is now accepted at all Costco warehouses in the United States, at in-store checkouts, according to the wholesale retailer.
Costco has been equipping its warehouses with contactless payment terminals over the past several months, and as of this week, it has activated contactless payments at all of its 750 locations across the country. Costco is also outfitting its gas stations with contactless readers, but only a few have gone live.
Costco had previously been trialing Apple Pay at a warehouse in Issaquah, Washington, near its corporate headquarters, and a handful of other locations, but only now has acceptance rolled out to all of its stores.
The tap-to-pay functionality of Costco Anywhere credit cards is also working now. Costco launched this Visa-branded card a few years ago, in partnership with Citi, enabling Costco members to earn 2% cash back on purchases from Costco and Costco.com. It also doubles as a Costco membership card for entry.
As one of the biggest retailers in the United States, Apple Pay acceptance at Costco was long awaited. Apple Pay will also be launching at pharmacy chain CVS and convenience store chain 7-Eleven in the U.S. later this year.
Update: Costco says it completed its contactless payments rollout in the United States on August 10, excluding its gas stations.
"We've added additional mobile payment options to make your next visit more convenient," said Costco, in a statement issued to MacRumors. "Costco members can now use Apple Pay, Google Wallet and Samsung Pay at U.S. Costco locations."
Article Link: Apple Pay Now Accepted at All Costco Warehouses in United States
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Not really, the merchant needs to have the clearing house configure the terminal to use NFC payments.
Gas stations (in general) are taking longer to adapt to EMV/chip readers because they have more time, until 2020. NFC is not required, but, because it's quick and they have convenience stores in them, (which I think some were the first places to adopt contactless payments (NFC)), I've noticed some gas stations have added NFC to the gas pumps while still not having EMV/chip readers for the cards.
>Local Costco gas station has added hardware but not implement yet, NFC and something that looks like it might read the barcode on the costco card so you can scan the barcode instead of swiping. I wonder if this means we will also get to at least put the costco card in Apple Wallet at some point?
Except for the Costco credit card, Costco does not accept credit cards, so they force debit. I wish they would allow us to use Apple Pay without having to put in our PIN, (and other places without a signature for credit). The US can be so old fashioned, requiring a signature as if we’re still using paper to run the credit cards.
At most places, now with the chip readers, you can hit enter instead of the PIN and it will run as credit. HOWEVER, sometimes, like Kroger, you hit enter, but, still runs as debit, you can't run as credit unless it’s actually a credit card and not debit.
>Local Costco gas station has added hardware but not implement yet, NFC and something that looks like it might read the barcode on the costco card so you can scan the barcode instead of swiping. I wonder if this means we will also get to at least put the costco card in Apple Wallet at some point?
I totally agree with you! I truly despise having to put my PIN in.
Except for the Costco credit card, Costco does not accept credit cards, so they force debit. I wish they would allow us to use Apple Pay without having to put in our PIN, (and other places without a signature for credit). The US can be so old fashioned, requiring a signature as if we’re still using paper to run the credit cards.
At most places, now with the chip readers, you can hit enter instead of the PIN and it will run as credit. HOWEVER, sometimes, like Kroger, you hit enter, but, still runs as debit, you can't run as credit unless it’s actually a credit card and not debit.
I keep holding out hope that Target will let ApplePay in, but yeah, with them pushing their "let us track you with your purchases" red card, I don't see them doing it any time soon, sadly.
Yeah.. I don't mind the whole Target Wallet thing with payment, cartwheel, and coupons all in one barcode scan but only because SuperTarget is the #1 place that I shop for just about everything. Apple Pay would be nice to have as an option however, and I think it is ridiculous that they choose not to enable it. Walmart on the other hand, their QR thing is lame and Apple Pay would be my preferred choice there.
Here's something for those of you outside of the US: we're so old fashioned, while you had EMV/chip cards for years, we were still doing only mag stripe readers and signing paper receipts, well, here's something you probably have never seen in your country: instead of adding EMV/chip readers and NFC to terminals, they added a touchscreen and "pen" so you can sign on the screen instead of on the receipt. ...Some places still work that way, and some places that have Apple Pay still require a signature on that screen.
USA is so late in this whole contactless payment. Heck, even getting a chip enabled card was so delayed.
Glad I have both Iphone and Samsung as daily drivers. Samsung's MST tech is pretty neat. Works out of the box for more than 95% of the time... And best part, no need for a NFC terminal... Just works with plain old terminals...
Failed me twice only, but, I guess thats OK for the overall convenience/ experience from Samsung.
Glad I have both Iphone and Samsung as daily drivers. Samsung's MST tech is pretty neat. Works out of the box for more than 95% of the time... And best part, no need for a NFC terminal... Just works with plain old terminals...
Failed me twice only, but, I guess thats OK for the overall convenience/ experience from Samsung.
I find your experience about putting in a PIN interesting. I have a MasterCard debit card. When I tried to use it for Apple Pay the system refused it because it was only able to run as credit and Costco only accepts Visa. So I took the same card out, inserted the chip, and the system had no problem running it as debit.
Couple that experience with what happens to me at Panera, one of the first places to adopt Apple Pay. At the one I go to Apple Pay is somehow broken on exactly half the terminals, while it works just fine on the other half. The line I get into literally determines whether I'll be able to use Apple Pay or not. It's this hit or miss aspect of Apple Pay that causes it to be such a pain. I NEVER know whether Apple Pay will actually work, even at merchants that supposedly support it!
I’ve been using Samsung Pay at Costco for a couple of years. In addition, Samsung pay stores my Costco card, so I show my phone at the door, scan my phone at the register and then use Samsung pay to pay. Samsung pay is a MUCH better mobile payment system. I feel like a commercial for the product when I go into somewhere and they say, “We don’t take Apple Pay here.” Then I tell them, this is Samsung pay and show them that it works.
Lol Costco Canada's been accepting Apple Pay since the switch from AMEX to Mastercard what was it 4 years ago? Even though Canadian banks didn't get on board with Apple Pay until a couple of years ago. Still, Apple Pay/tap is useless for 3/4 of my Costco runs because of the $100 debit/$200 credit tap limit.
This is yet another example of Apple making it’s hardcore fans think it’s doing something innovative when, in fact, they’re behind the curve. I’ve been using Samsung pay at all major retailers, restaurants, etc. It holds my loyalty and membership card information and works at about 95+% of places I go. Apple Pay won’t catch on the way users hope, because it is forcing merchants to bend to their will rather than making a user experience that is best for the consumer. Samsung Pay works for the consumer.
I'm sure this is just a matter of regional roll-out differences -- but I think the 7-Eleven's in my area have been accepting Apple Pay pretty much all summer. (Source: Ummmm... well... I may have a bit of a Slurpee habit...)
You keep saying this, but Apple Pay was released BEFORE Samsung Pay. Look, we get it, you LOVE Samsung Pay. That's nice. Do you have to keep repeating it every 5 minutes?
I think the reason people don't use it en masse is that they aren't properly educated about it.
It does require some initial setup like adding your credit cards (which I will bet many people skip). There may be some people who also question its security.
Lastly, its probably habit. I have my Apple Pay set up and still most of the time, I simply forget that I have it.
I dont know... I can't give up being able to use the Sams scan and go app. It's really nice to be able to scan things as I shop and then pay on my phone when I'm finished. Anything to avoid the lines
Actually, we might even be able to go a step further and suggest that Samsung Pay exists because of Apple Pay. We all know that Google effectively started the bandwagon -- but for some odd reason they had great difficulty getting it to move very far, even though it was clearly the way forward. Then, as soon as Apple made their move into that space, suddenly everybody wanted a piece of the action. (Not unlike the transition to USB, really.)
That said, Apple did indeed have some difficulties of their own to deal with, particularly when MCX woke up and made their play. All of that should be effectively moot, now; the roll out that should have happened four years ago is finally making real headway, and at some point in the not-so-distant future, we may finally be able to discard those plastic cards entirely.
And our friend over there with his beloved Samsung Pay enabled phone, who keeps crowing about how it's accepted at 95% of retailers? He can only say that because it also supports the option to essentially simulate a standard magnetic card swipe. The biggest problem with that is that it's also just as insecure as a card swipe... which leaves Samsung Pay users relying upon an obsolete standard that opens them up to the same potential for card fraud which Apple Pay's single-use token transactions were specifically designed to combat. So for that reason, I would personally be hesitant to put so much faith in Samsung's implementation.
Because the large retailers in the US have custom payment systems that took forever to even get the regular chip! Contactless was on top!
In Australia it’s set up like most mom and pops in the US do, a separate card reader not integrated in the register. Makes it a lot easier to deploy contactless or “Apple Pay”
Not a long shot. Target has been holding out in their retail as they build up their Target red card as much as possible; they already accept it on line, but as it becomes ubiquitous, Target will have to offer it to be competitive. Walmart will also come around and in the end accept it.
With those you can tap the actual card.
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How are we only doing magstripe readers when every store I go to have chip readers? Though yes the chip readers have a pen and touchscreen.
I have no idea. I live in the USA and I have been able to use Apple Pay at every wireless chip terminal as well.
Android pay aka ISIS mobile payments was here on the note 3 and this was already available in 2012. Apple is slow to the game indeed. Plus apple pay has been so slow acceptance in the US it's pathetic. While MST payment system has been nothing but amazing.
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LOL, this is just ignorant. MST is just as secure as apple pay. If you mean it can be captured while transmitting, sure just like any card swipe. Your original cc number doesn't ever get transmitted. Look up loop pay and find out some facts before you spew BS.
The MST isn't obsolete by a long shot in the US. It is here to stay for another 10 years.
The decision makers at apple is just too snobby to admit - NFC payments in the US has not been what they expected. Samsung was extremely smart to buy up loop pay and implement it in their S-pay system. Apple pay is a brand and yes it's well known but you can't remotely compare with samsung pay w/MST because it just works nearly everywhere with a regular swipe terminal.
Those who haven't used it before can knock on it all you want. You don't realize how great of a user experience it has been for the past years being able to use my phone and/or S3 watch to pay for stuff at any place that doesn't have NFC...even at gas stations (albeit with a card trick).
Maybe 10 years later NFC payments will be accepted at 99% of the locations...you have an OPTION with samsung at least - that you never get with apple products period. Options do not exist on apple platform!
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