Apple Pay - Stolen Credit Card

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by Trik, Jun 1, 2015.

  1. Trik macrumors 6502

    Jan 18, 2011
    Washington, DC
    Wanted to post a unique experience I had, not sure if it has been discussed yet.

    I have my Chase CC linked to my Apple Pay on my phone. This past weekend I noticed that there were some erroneous charges on my account, they were all purchased online, but in the DC area (where I live), so I suspect that someone copied my credit card number while at a restaurant or bar or something, and was using it to purchase things (Panera bread, a scenic Railroad adventure, etc). That's not the interesting part though, that's just some background.

    Today I was on the phone with Chase Security and Fraud, they cancelled my card and issued me a new card. They said that my new card would arrive in about 5 days. The waiting for a new card part is always annoying, luckily I have other cards to use, but no sooner did I hang up with them when I got an alert on my phone from Passbook saying my new card was available for use.

    Chase cancelled the card I had linked to Apple Pay, issued me a new card, and Passbook updated that info and it was available to use 5 min after I hung up the phone with Chase. That's the awesome part. If more places accepted Apple Pay, it would almost be of no inconvenience at all. Just a very cool feature that I was not expecting. I figured I would have to wait until my card arrived and then have to link it to Apple Pay the same way I did the old one. I even know the last 4 digits of my new card number because it's in Passbook. Awesome!
  2. armandxp macrumors 6502


    Jun 29, 2010
    Orlando, FL
    Same thing happened to me with Wells Fargo last year. I had no idea that the bank could auto update your CC on your phone or watch. Very cool, and a little creepy (not knowing about it)
  3. madsci954 macrumors 68030

    Oct 14, 2011
    That's normal, it's a feature of Apple Pay. If your card is stolen or expires, it is automatically updated to the new card with new code and expiration date.
  4. C DM macrumors Sandy Bridge

    Oct 17, 2011
    Yup, one of the benefits of Apple Pay essentially.
  5. gsmornot macrumors 68030


    Sep 29, 2014
    Not my Bank of America Mastercard. I received a new one because they said it may have been compromised. The new card was mailed, I received it, activated it over the phone and received a notice on my phone that my old card was no longer valid for ApplePay. It did not update my ApplePay. I was required to change the info on my phone, my watch and my wife's watch. The process only needed the number to be added and a text message verification but it was not automatic.

    I have however seen my Visa debt update the expiration automatically but not as much luck with the replacement card as you guys. Still, worth it though.
  6. iapplelove macrumors 601


    Nov 22, 2011
    East Coast USA
    wow very cool. Wish I could use my apple pay everywhere. Soon enough
  7. newellj macrumors 604

    Oct 15, 2014
    Boston, MA, US
    Same with Citibank.

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6 June 1, 2015