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You can use AP on your watch without it being connected to your phone. This has been possible since it’s intro.

How does it connect to the internet to perform a transaction then?

I use it pretty much everywhere in Canada, except walmart cause they’re being stupid.
 
How does it connect to the internet to perform a transaction then?

I use it pretty much everywhere in Canada, except walmart cause they’re being stupid.
I’m not privy to the intricacies, but it’s my understating that it, basically, makes the transaction, encrypts the transaction data locally, then makes the transaction complete once it reconnects with your phone.

Srsly, try it out. I’ve never had it deny me just because it wasn’t connected to my phone.
 
I’m not privy to the intricacies, but it’s my understating that it, basically, makes the transaction, encrypts the transaction data locally, then makes the transaction complete once it reconnects with your phone.

Srsly, try it out. I’ve never had it deny me just because it wasn’t connected to my phone.

Interesting. I was always under the impression that internet was required to at least confirm you have the funds.
 
Training remains an issue.

I always ask if a retailer accepts Apple Pay, and I often get a blank stare. If a quick once over of their hardware looks promising, I’ll suggest we try it. And when it works the clerks just go wow.

I happened twice last week. At a stationary store in Hood River, Oregon, and a train store in Portland.

This is why I do not normally use it. Customers behind me in line also get aggregate quickly when we are trying this out. More Apple Pay stickers needed.
 
Interesting. I was always under the impression that internet was required to at least confirm you have the funds.
The terminal of the retailer does that part. The phone or watch simply provides the token. You only need connectivity when you add a new card to your device, not when you are paying.
 
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At the ShopRite (grocery store) by my house, they do not show that they accept NFC, but it works at about half the registers, including all of the self check-out. Even when I do not see the symbol, I give it a try.
 
You can use AP on your watch without it being connected to your phone. This has been possible since it’s intro.

Seriously? So it processes then connects to my phone and sends it through?
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You can use Apple Pay on the watch without your phone. I may have read somewhere that it only works a limited number of times, but I could be misremembering. https://support.apple.com/en-us/HT205547

You guys just all changed my life today!
 
I remember when I first got the 6 and tried to use it everywhere. Sometime it worked but most times it didn’t. It’s really great now and I use it whenever possible.

I don’t bother with the readers that liquor stores and small shops have though. They rarely work on the first try but the machines most supermarkets and retailers have work great.
The small mom and pop Liquor stores work the best in my opinion. They always work when I tap. Super markets give me stupid “can not complete payment” or the NFC reader is dead entirely but it still shows the logo.
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I'm pretty sure when Apple Pay launched I heard that Apple gets 1% of all Apple Pay transactions but I could be wrong.
No they get something like .05% and it’s paid by the bank not by the store. The store sees no difference and pays whatever the card rates normally are.
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I’d venture a guess that many of the holdout 40% are behemoth retailers — Kroger, Publix, Walmart, Target, etc.
You’re right on the dot. I install card readers for a living. Most mom and pop stores accept Apple Pay.
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Kroger and gas stations, please!
Costco, Circle K, Velero, 76, Chevron all have Apple Pay at the pump in arizona.
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Sad thing that my iPhone 5S with iOS 12 still doesn't support Apple Pay Cash. I know it doesn't have the NFC chip for store readers but I should be able to receive Cash payments or use Apple Pay for online purchases like the mcd app. There's no Plus-Sign in the Wallet app to add a credit card to my dismay. Now I'm looking for an used iPhone 6 just so I can set up Apple Pay Cash.
iPhone SE! Gives you Apple Pay and the “same phone”
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Seriously? So it processes then connects to my phone and sends it through?
[doublepost=1537975375][/doublepost]

You guys just all changed my life today!
No. The card reader does all the processing. The watch just provides the card. No phone needed.
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Training remains an issue.

I always ask if a retailer accepts Apple Pay, and I often get a blank stare. If a quick once over of their hardware looks promising, I’ll suggest we try it. And when it works the clerks just go wow.

I happened twice last week. At a stationary store in Hood River, Oregon, and a train store in Portland.
I’ve found it’s better not to ask and just hold a phone over the card reader and they go through the motions. Even if it’s the small Verifone that faces the cashier. If you say Apple Pay they don’t know what you’re talking about. But holding the phone over it gives them the idea you’re paying them.
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Was more like 0.15%
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My 86 yo mom has been doing this since day 1 of iPhone 6, and day one of Apple Watch.
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Was on the phone a day ago regarding kroger points card and asked if there was any word in activating Apple Pay (Kroger successfully trialled it in Arizona 2 years ago) but there was no new info.

Told the representative to get word to management that we are shopping more at Meijer and Costco than kroger nowadays because Apple Pay.
If it makes it any better, there was a job posting that said they’re hiring a specialist in mobile and Contactless payments.
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Do we really need it, I have my cards in my iPhone case, before even checking out I get the card out, when I have to pay I tap the card against the POS, that's it.
Apple pay does not add anything in Europe amongst other places when you have your cards in a iPhone case.

The only thing I can see is more convenient is when you don't have your cards/iPhone with you but do have a cellular Apple watch.

Oh, and we don't have to think about security, ApplePay is just a bit more secure but to us as a consumer it makes no sense whatsoever, reason, if there's fraude we don't lose money as in the states (IIRC) so there's that.

Would I like to see it here, yes, but I am OK without it.

It's just convenience, nothing more, nothing less.
In fact, it would help much more if we could use the NFC chip inside iPhones for other purposes, example, DigiD, there are several security levels available, yet I can't use level three, an NFC enabled phone is needed, or what about public transport, how convenient would it be to just tap your iPhone to check into the transport system.
I use my iPhone for public transport in Phoenix and Portland all the time. Buses and trains have Contactless card readers that just read a regular credit card. It’s awesome! Waiting on New York and LA now! They said these are coming soon next year!
 
Seriously? So it processes then connects to my phone and sends it through?
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You guys just all changed my life today!

Yeah, you don't need Internet on your watch for Apple Pay or any other contactless payment "device" (almost every credit card is equipped with NFC nowadays. Your CC data is stored in secure element on your watch. With your watch you pass data to POS terminal, POS terminal contacts card processor web services to authorize payment.

Enjoy Apple Pay on Apple Watch. It's awesome!
 
I recently returned from 4 days in Canada. I used Apple Pay from my iPhone for all but 1 transaction. I probably used it more in 4 days than in the last 6 months at home. Can't wait until the merchants, banks, and infrastructure catches up in the U.S.
 
I recently returned from 4 days in Canada. I used Apple Pay from my iPhone for all but 1 transaction. I probably used it more in 4 days than in the last 6 months at home. Can't wait until the merchants, banks, and infrastructure catches up in the U.S.
I live in Phoenix, used my iPhone all day for all but 1 transaction (a full service restaurant). This is the future.
 
Yeah, you don't need Internet on your watch for Apple Pay or any other contactless payment "device" (almost every credit card is equipped with NFC nowadays. Your CC data is stored in secure element on your watch. With your watch you pass data to POS terminal, POS terminal contacts card processor web services to authorize payment.

Enjoy Apple Pay on Apple Watch. It's awesome!

This is unreal! Thanks for the info everyone!
 
There're also back covers with place for cards.

I was including those too along with the flap/book cover cases. Yuck to them all. I find this trends to females more then men because well men, we have real wallets, pockets in our jeans, pants, trousers. The only time I’d have a form of pants with no pockets is:

Compression tights when working out on Leg Day (I leg press 630lbs), or those horrible cheap jogging pants I once had back in Gr 4 early 80’s - never again. In today’s world if I have no pockets then my watch will be my wallet, not the case for my phone. And I’ve got time piece reminders maps and music to boot!! Hehehe
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Apple Pay works on the non-cellular watches too.

Never tried if it’ll work out of range from iPhone and then upload the changes over BT/Wi-Fi later. That would be interesting.
 
I was including those too along with the flap/book cover cases. Yuck to them all. I find this trends to females more then men because well men, we have real wallets, pockets in our jeans, pants, trousers. The only time I’d have a form of pants with no pockets is:

Compression tights when working out on Leg Day (I leg press 630lbs), or those horrible cheap jogging pants I once had back in Gr 4 early 80’s - never again. In today’s world if I have no pockets then my watch will be my wallet, not the case for my phone. And I’ve got time piece reminders maps and music to boot!! Hehehe
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Never tried if it’ll work out of range from iPhone and then upload the changes over BT/Wi-Fi later. That would be interesting.

I don't have a wallet, I almost never have cash with me, loose change I have just in my pocket.
Last time I used a wallet was decades ago, I do have a cardholder which I kept my paper money in before, now, not many times since I almost always pay contactless with my cards.
 
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I was including those too along with the flap/book cover cases. Yuck to them all. I find this trends to females more then men because well men, we have real wallets, pockets in our jeans, pants, trousers. The only time I’d have a form of pants with no pockets is:

Compression tights when working out on Leg Day (I leg press 630lbs), or those horrible cheap jogging pants I once had back in Gr 4 early 80’s - never again. In today’s world if I have no pockets then my watch will be my wallet, not the case for my phone. And I’ve got time piece reminders maps and music to boot!! Hehehe
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Never tried if it’ll work out of range from iPhone and then upload the changes over BT/Wi-Fi later. That would be interesting.

What changes?
 
That's all good but the question is, will the people behind the counter know if Apple Pay is available or even know what it is? I've always thought Apple has not done enough to advertise it to let people know (non-Apple and Apple device users alike) that it's available and can be used for convenience. Some people I know get that "how did you do that?" look when I pay with my AW3.
 
That's all good but the question is, will the people behind the counter know if Apple Pay is available or even know what it is? I've always thought Apple has not done enough to advertise it to let people know (non-Apple and Apple device users alike) that it's available and can be used for convenience. Some people I know get that "how did you do that?" look when I pay with my AW3.
I live in Phoenix and never have this happen much anymore. Where do you live where this still happens?
 
The small mom and pop Liquor stores work the best in my opinion. They always work when I tap. Super markets give me stupid “can not complete payment” or the NFC reader is dead entirely but it still shows the logo.
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No they get something like .05% and it’s paid by the bank not by the store. The store sees no difference and pays whatever the card rates normally are.
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You’re right on the dot. I install card readers for a living. Most mom and pop stores accept Apple Pay.
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Costco, Circle K, Velero, 76, Chevron all have Apple Pay at the pump in arizona.
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iPhone SE! Gives you Apple Pay and the “same phone”
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No. The card reader does all the processing. The watch just provides the card. No phone needed.
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I’ve found it’s better not to ask and just hold a phone over the card reader and they go through the motions. Even if it’s the small Verifone that faces the cashier. If you say Apple Pay they don’t know what you’re talking about. But holding the phone over it gives them the idea you’re paying them.
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If it makes it any better, there was a job posting that said they’re hiring a specialist in mobile and Contactless payments.
[doublepost=1537979345][/doublepost]
I use my iPhone for public transport in Phoenix and Portland all the time. Buses and trains have Contactless card readers that just read a regular credit card. It’s awesome! Waiting on New York and LA now! They said these are coming soon next year!
Your right. Looks like SE models are cheaper than 6 models and starting in the low $100 on swappa
 
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That's all good but the question is, will the people behind the counter know if Apple Pay is available or even know what it is? I've always thought Apple has not done enough to advertise it to let people know (non-Apple and Apple device users alike) that it's available and can be used for convenience. Some people I know get that "how did you do that?" look when I pay with my AW3.
Don't know how they are implementing it in the US, but in the UK and across Europe it is basically as long as they accept contactless payments all is good. Don't start confusing them with what card or phone you have, just do it....

It is funny as like in the Netherlands the banks won't allow you to register your card, but the shops don't care and happily take your payment (from my UK card).
 
When I first used Apple Pay at 7-11 (about a week before they officially announced its availability) the POS showed the Apple Pay/Google Pay logo cycling so I tried it out. After my transaction I could hear the cashier ask another cashier "we accept apple pay now?" so clearly she was clueless about it but was still able to process the transaction.
 
Don't know how they are implementing it in the US, but in the UK and across Europe it is basically as long as they accept contactless payments all is good. Don't start confusing them with what card or phone you have, just do it....

It is funny as like in the Netherlands the banks won't allow you to register your card, but the shops don't care and happily take your payment (from my UK card).
The problem is that in some stores the cashiers are too dimwitted to activate the card reader to allow you to pay because they didn’t know you’re trying to pay them. So they stare at you blankly until you tell them your card is your phone. Card reader would do nothing until the cashier totals the transaction out.
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When I first used Apple Pay at 7-11 (about a week before they officially announced its availability) the POS showed the Apple Pay/Google Pay logo cycling so I tried it out. After my transaction I could hear the cashier ask another cashier "we accept apple pay now?" so clearly she was clueless about it but was still able to process the transaction.
My point exactly, above.
 
When I first used Apple Pay at 7-11 (about a week before they officially announced its availability) the POS showed the Apple Pay/Google Pay logo cycling so I tried it out. After my transaction I could hear the cashier ask another cashier "we accept apple pay now?" so clearly she was clueless about it but was still able to process the transaction.
I recall there being a story going around, right after Best Buy started accepting Apple Pay, of someone paying by Apple Pay and then going to leave, and the cashier calling in security to detain the customer, convinced that the customer had performed some sort of sorcery on the POS terminal and was committing fraud, or thievery, or both (and probably thought the customer was a witch).

Myself, I got plenty of "Wait, what?" reactions early on when I paid without doing the recognizable motion of swiping a card. Nowadays, they're used to Apple Pay, they're used to me having my own bags, and the main bit of surprise is when they ask me to type in my phone number, and I reply, "no", while holding up my phone, with the necessary barcode of the loyalty card being displayed by Apple Wallet (what's weird is, this continues to occasionally astonish cashiers at RiteAid, after they made everyone sign up for the loyalty card, and the brochure they handed out pointed to a website and an app, and the app has an option specifically for putting the loyalty card into Apple Wallet - this is an official feature of their own card, why does my use of it surprise them?). (Oh, and FWIW, Stocard is useful for getting some loyalty cards into Apple Wallet that wouldn't otherwise go in - keeps me from having to carry supermarket cards.)
 
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