Apple Pay to Work With Mobile Websites Later This Year

[Max(IT)]

What about make it available at least on the first 15 countries of the world (economy wise) ? Wake up Apple!

 

[peterh988]

That was probably badly worded. Let's take a look at how the NFC part of Apple Pay's doing though:

• US: hostile retailer environment (either actively in the case of MCX or passively in the case of retailers who are taking a "wait and see" approach/have de-prioritized it in an attempt to stop losing money from swiping chip cards sooner)
• UK: £30 limit, patchy retailer support outside major cities
• Canada/Australia: AmEx only, resulting in poor retailer acceptance
• China: too early to tell

The only problem with Apple Pay in the UK is the £30 limit, the rest of the experience is silky smooth, just how Apple wanted it to be for the world, I imagine. If a store takes contactless, (and most stores who accept cards do) then it's a case of holding your phone to the terminal, wait for the ping and you're done. No PIN, no signing, no inputting anything, just 'ping' and away.

I did all my small shopping yesterday using Apple Pay, Bakers, greengrocer, farm shop, etc, all small independent shops, all accepted payment without a problem. The only places you can't use it are those who have deliberately disabled it. (Tesco, I'm talking to you) and once the big supermarkets lift the £30 limit, I'll be able to buy most everything using Apple Pay should I choose to.

It's a pity the retailer experience in the US doesn't match the UK, I'm sure you'd have a much better experience with the system.

 

[gsmornot]

If you live in the Midwest, you can buy gas at the Meijer's pump using the native Pay app. No fooling around necessary as with Mobil speedpass setup.

Your store will let you purchase groceries too. We can't do that since Kroger does not offer the feature. Just in the last couple of weeks they started asking to use the chip on the cards. Now I can't swipe my card and enter my details during checkout, I have to wait until the total at the end. Thanks for the info.

 

[BruiserB]

My iPhone has nothing to do with it as I can use my Apple Watch independently. The iPad can be used in apps to make payments with Apple Pay and it has no NFC. The Mac doesn't need NFC because you're not going to pay with it in a store. I'm not sure why people can't wrap their minds around this! It's for paying online. You don't need NFC, you don't need Touch ID.

But the iPad does have an NFC chip in it (this was revealed on tear down), because that's what contains the security feature for ApplePay. It just doesn't have an NFC antenna to broadcast the token to a terminal.

 

[kdarling]

No one says it's necessary, just more convenient. Online retailers are always looking for ways to stop people abandoning their baskets at the checkout; a one tap payment will certainly help.

Ah, I see now. You mean using it in place of say, PayPal, for new sites where we haven't already set up one or two tap payments (like Amazon or eBay).

Touching a sensor, versus entering an email address and passcode. Okay. My wife would love that

 

[Tech198]

"Apple is also said to be considering making Apple Pay available on Macs, but it is not clear how that would work without a fingerprint sensor."

simple..... its would be less secure done via your password only. Unless Bio-metric up's-the-anti anytime soon.


It could be done with text to a mobile phone u re-enter back to authenticate payment. And/or "trusted" device.

 

[macduke]

But the iPad does have an NFC chip in it (this was revealed on tear down), because that's what contains the security feature for ApplePay. It just doesn't have an NFC antenna to broadcast the token to a terminal.

Weird.

 

[IGI2]

How about get more banks outside the "great" USA on board!

Exactly! Our shops (in Poland) are ready in 99%, I've already paid with Apple Pay, you just need to have a compatible debit/credit card.

PS 1.35 PLN (polish zloty) = 0.25 GBP

EDIT:
So while they're chasing geese (shops) in States, getting on board like 3-4 banks in Poland would give us 100% coverage in shopping [at least there would be an option for iPhone users (to change the bank)]

 

[Jakexb]

Online Apple Pay, the few times I've used it, it amazing. No payment info required, just a thumbprint, even on an app you've never used before.

 

[jtrenda33]

How might this work exactly? Will web developers have to implement this feature on their websites or will it just pre-populate a payment form for the user? If the latter, then I'm not as excited about it because I already use 1Password this way. Any thoughts?